insurance

Discussion in 'Motorhome Chat' started by smiffy502000, Aug 21, 2013.

  1. smiffy502000

    smiffy502000 Funster

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    evening all, just had a quote for insurance from safeguard on our MH, £476 !!:Angry:when I had a little chuckle down the phone,..young lady says is that more than you expected? yes say I.... hang on ill see what I can do, thirty seconds later comes back on to tell me ..we can send you £100 pounds cash back after 90 days.. my point,why cant they just give me the £100 off the premium ?and why are they so bloody expensive, do they try to get as much out of you as they can? RIP OFF!!:Angry::Angry:
     
  2. jhorsf

    jhorsf Read Only Funster

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  3. froghopper

    froghopper Read Only Funster

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    Tried comfort on ours. £385. Adrian flux less excess, windscreen and higher legal costs. £204 inclusive of charges:thumb:
     
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  4. chaser

    chaser Funster

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    From my own experience , be careful of what Adrian flux are including or not as the case maybe , not complaining or knocking them but read your policy thoughly, what they say on the phone is not necessaryly what is in writing
     
  5. smiffy502000

    smiffy502000 Funster

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    thanks,ill make sure I get all the facts before I buy
     
  6. pappajohn

    pappajohn Funster Life Member

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    i got the same deal from safeguard ....who are just brokers.

    my insurer is Swinton...and 90 days later the cheque came through the door, from Swinton.

    i reckon the 'cash back' offer is just a marketing ploy by Swinton.

    now the catch...if you cancel for any reason after you get the cheque (90 days)..they want their £100 back :Angry: plus any cancelation fees.

    as the cover was OK i renewed with them (swinton via safeguard) and it was a bit cheaper but no cash back this time.
     
    Last edited: Aug 21, 2013
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  7. smiffy502000

    smiffy502000 Funster

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    iv used them in the past to insure my previous vans and yes the cover is good,but I still think they try it on! why cant they just give a genuine fair price quote without silly cash back offers?
     
  8. jhorsf

    jhorsf Read Only Funster

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    100£ with loads of conditions its sharp practise at best
     
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  9. Sid52

    Sid52 Funster

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    My quote, which was accepted, was £420, and that was because my wife had had an accident a couple of years ago. CC were quoting c£600, and some other insurers were £7-800
    Safeguard also included full AA breakdown and recovery in UK and Europe. Also full insurance cover in Europe with no limits on time.

    I do think that deals change through the year, perhaps similar to budget airlines!
     
  10. TheBig1

    TheBig1 Funster Life Member

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    swinton group plc actually own safeguard in its various guises. this is why you get bombarded with calls from other swinton group companies shortly after getting a quote or taking insurance with them. cashback is a psychological toy, making you think youre getting money for nothing. well trying to make you believe it anyway. it seems to work with many people though:Doh:
     
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