Insurance. Help!!!

Discussion in 'Introduce Yourself' started by Simon Meadwell, Jan 28, 2016.

  1. Simon Meadwell

    Simon Meadwell Funster

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    Hi, we are test driving a motorhome we really like on Saturday, so have been looking around at Insurance. Getting quotes from £750 to £500, we have tried Comfort, but they were £602.00. Any suggestions/tips would be gratefully appreciated.
     
  2. TheBig1

    TheBig1 Funster Life Member

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    try safeguard or if a member camping and caravanning club or caravan club. the club insurers tend to be middle price range. avoid saga unless you like junk mail and calls for the next 5 years
     
  3. Stealaway

    Stealaway Funster

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    Whats the value of the M/H?
    How many miles did you quote?

    Seems v expensive
     
  4. Simon Meadwell

    Simon Meadwell Funster

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    Thanks will give then a ring tomorrow. Could you also advise me on which club would be best for us to join? Camping and Caravan, or Caravan Club? intend travelling around UK and also Europe. Thanks
     
  5. Simon Meadwell

    Simon Meadwell Funster

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    Hi, the MH is £42,000, and we said up to 4000 miles a year. Would this make a big difference?
     
  6. mitzimad

    mitzimad Funster

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  7. Stealaway

    Stealaway Funster

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    No - 4000 is less than we quote
    Burstner 660 valued at 40K costs us about £300 with with continental breakdown.
    I cant understand that amount of money although my quote for 2016 is due next month.
     
  8. Stealaway

    Stealaway Funster

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    How do they check?
    I've never been asked for my present mileage.
     
  9. sylvester1954

    sylvester1954 Funster

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    £340 Saga for our van....3rd year we have been with them
     
  10. Phillybarbour

    Phillybarbour Read Only Funster

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    Been with NFU for years.
     
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  11. Lenny HB

    Lenny HB Funster

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    With Comfort the price shoots up for values over 70k below that does not make any difference, milage only adds about £20 per 2000 miles.
    We are insured with Comfort and pay £280 for value of £62k with 8000 miles.
    Your high quotes may be down to your postcode.
     
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  12. Larby

    Larby Funster

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    Wait until you have a claim, they can view MOT certificates, if new then average for first three years.
    The quotes do seem high, have you points or recent insurance claims, new driver perhaps?
    Guess you don't have a high postcode address?
    North Essex, I pay £259 for 8m MH worth £48k with Comfort.
     
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  13. davanne

    davanne Funster

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    Try AIB they give funsters a good deal quite a few of us are insured through them ...they advertise on a banner at the top of the page (right hand side)
     
  14. irnbru

    irnbru Funster Life Member

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    Just renewed with comfort today. Was quoted £436 a few days ago, that was for 8000 miles, me with 6 points and a fault claim, with no no claims bonus and mum on the insurance.
    Was pointless having mum on the insurance since she doesn't have her C1 therefore not legal to drive it. I rang today to renew it, took mum off and added Alan on. Well I was chuffed, it dropped to £338 reason they said was when someone reaches 75yr old the premium jumps up.
     
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  15. WillH

    WillH Funster

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    We pay £300+ with the Caravan Club, we are also with the C&CC.
     
  16. The Wino

    The Wino Funster

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    Renewed recently £255 8k miles worth 35k with AIB you could also try the caravan club similar quote just say you can't find your membership card at present to get a quote then join to take out insurance if worth it. Always a good idea to have a largish excess as theres no point making small claims anyway.
     
  17. Simon Meadwell

    Simon Meadwell Funster

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    Thanks for all your feedback. I will get to work on it tomorrow. Watch this space.
     
  18. sedge

    sedge Funster

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    If you have a claim they soon will !!
     
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  19. TheBig1

    TheBig1 Funster Life Member

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    the current mileage is recorded on the service record and mot both are accessible online by the insurer. lie and you brake the contract so void the insurance
     
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  20. Simon Meadwell

    Simon Meadwell Funster

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    Thanks, WE have bought our Motorhome, very excited for our first outing. Thanks for help, now got insurance sorted at a much more competitive price.
     
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