Advice Please On Travel Health Insurance

Discussion in 'Continental Touring' started by jue, May 29, 2015.

  1. jue

    jue Funster

    Joined:
    May 23, 2015
    Messages:
    3
    Likes Received:
    0
    Location:
    cheshire
    Hi All, Can any one offer advice We are planning an approx 5 month trip over France Portugal and Spain, saga would only cover us if our trip was 120 days or less and staysure are quoting allmost £500 has any one got any suggestions our ages are 67 and 57. We are not sure if the European health insurance card from the NHS gives us enough cover Thanks for any help, JUE
     
  2. Abacist

    Abacist Funster

    Joined:
    Oct 15, 2013
    Messages:
    1,196
    Likes Received:
    1,232
    Location:
    Devon
    Try BUPA travel insurance which is available on 2 bases - worldwide including North America or excluding North America and either single trip or multi-trip per annum. Simple website to declare any existing conditions, medications or recent medical treatment with immediate premium adjustment. If I remember there are then 3 levels of cover for each type.

    Currently in Canada for a week and just under £100 for 2 of us, both with pre-existing meds and conditions so a bargain if anything went wrong and a blue chip company! Used them for years and very pleased with them.
     
  3. sedge

    sedge Funster

    Joined:
    Jul 7, 2009
    Messages:
    4,499
    Likes Received:
    3,848
    Location:
    Nr Jct 3 M6
    On an annual multi trip the maximum length of travel is 62 days per trip, if aged over 66 which Pete is, it's 31 days. ie useless. I haven't looked at single trips with anyone as I really don't want that hassle every time we go - we just want to go when we go and come back ditto - not much point in being retired and having no pressing reasons to keep paying ferry fares otherwise, is there?

    Have found a few companies that might do 120 days (most are 90) but then they won't cover me with my pre-existing conditions.

    None of which, AFAIK so far - are likely to suddenly become a problem in foreign parts - so I have reluctantly decided that I'll just take one spare pair of earrings (have been known to lose a butterfly here or there) along with anything else we would have to think twice about the cost if we had to replace - and rely on our EHIC card to get us out of trouble - or indeed pay for a GP visit and a prescription if it wasn't actually a 'real' emergency.

    If whatever means Pete can't drive, then we'd pay for one of the offspring to fly out and drive us home.

    See - paying for it isn't the issue here - it's just that they WON'T give the cover.
     
    • Like Like x 1
  4. Mikeco

    Mikeco Funster

    Joined:
    Sep 26, 2013
    Messages:
    595
    Likes Received:
    400
    Location:
    Market Rasen
    Your EHIC will cover you for most things so it's just repatriation that's the problem if you have a sudden serious illness or kick the bucket. We spend 5 months in Spain in Winter and for the last few years have not had any travel insurance.

    Mike
     
    • Like Like x 1
  5. s20hymer

    s20hymer Funster

    Joined:
    Jun 11, 2011
    Messages:
    273
    Likes Received:
    331
    Location:
    Wiltshire
    I have long stay with pre existing from Camping & Caravanning Club, can be away 182 days. My wife has annual multitrip as she flies home a couple of times, that covers 90 days each trip. I am 74, she is 68
     
  6. sedge

    sedge Funster

    Joined:
    Jul 7, 2009
    Messages:
    4,499
    Likes Received:
    3,848
    Location:
    Nr Jct 3 M6
    I can't find just Travel Insurance on the C&CC website ? Do you have to insure the van with them in order to get it or something ? (We are members but we already have the van insured elsewhere)
     
  7. s20hymer

    s20hymer Funster

    Joined:
    Jun 11, 2011
    Messages:
    273
    Likes Received:
    331
    Location:
    Wiltshire
    http://www.campingandcaravanningclub.co.uk/travelabroad/travel-insurance/ I looked this up under European travel.....we had to use them last year to get us home when our motorhome broke down in Spain, cannot fault their service, our motorhome is covered with Saga, has breakdown cover with them, they brought the mh home on lowloader and took it to our preferred place of repair in our home town, again could not fault the service provided.
    Hope this helps
     
  8. chaser

    chaser Funster

    Joined:
    Feb 16, 2013
    Messages:
    7,137
    Likes Received:
    7,713
    Location:
    uttoxeter
  9. Wildman

    Wildman Read Only Funster

    Joined:
    May 30, 2008
    Messages:
    15,458
    Likes Received:
    8,598
    Location:
    Ilfracombe, Devon
    once again if you can get it ADAC is the answer it includes medical repatriation of yourselves and the vehicle. There appears to be some doubt about the availability of ADAC for new customers and cannot comment there but am I have have readof people getting it by ringing Germany direct.
    Or maybe try the link below
    https://www.adac.de/mitgliedschaft/adac_membership/
     
    Last edited: May 29, 2015
  10. scotzsue

    scotzsue Funster

    Joined:
    Apr 11, 2015
    Messages:
    725
    Likes Received:
    599
    Location:
    hull
    Last year we found it cheaper to get 2 policies one each. Found a company that does insurance purely for motorhome/caravan holidays, does cover flights to and from van though, blowed if i can remember who it was and had wanted to try them this year.
     
Loading...

Share This Page