Reading fru our comprehensive, "all singing all dancing" (allegedly) insurance docs I was somewot surprised to discover the following; In the event of an accident, where your vehicle is rendered immobile, if the attending police officers consider your vehicle is causing an obstruction & needs to be moved pronto pronto, and your assigned service cant comply, said Officers can call the pronto pronto man,,,,,,, and YOU will have to pay the cost of the pronto pronto service,,,,,,, which isn't recoverable from your ins company! The same applies if your vehicle skids off, or is shunted off ,the road ,and it requires a "specialised vehicle" to retrieve it back to terra firmer,,, YOU have to bear the cost of said "specialised vehicle",,, and no, that cost isn't recoverable either! ...... Now, we live dun ear in Narfuk, which isn't readily recognised as the intellect capitol of, err,well, anywhere really, AND, we're still very new to MoHo's, my point being that all you sophisticates out there probably know all about my aforementioned ? But, if you don't,,, you do now! Best regards, from Bigguspeckus.