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I agree with that. Let someone else pay the initial steep depreciationWhen we bought our Bolero our philosophy was hopefully all the bugs have been sorted, we get extras and someone else pays the VAT.
We bought a 2 year old with 5000 miles on the clock (not even run in!), in immaculate condition with a raft of extras at around £8000 (18%) less than new (without the extras).
Had it for 7 years now and are still delighted with it. Only went back to the dealer once, for a dud battery.
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I agree with that. Let someone else pay the initial steep depreciation
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Plus the approx 3 to 4 thousand pounds worth of extras?I'm thinking £8k more means depreciation is £4000 a year, not such a huge saving.
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Have you tried haggling? It is coming to the end of the season and if you have no part exchange they will bite your hand off for the readies. Especially if you use credit, they make as much money on that as on the sale, probably more leeway on the used on, but there is a huge mark up on new.
Add the cost of the extras to the new one to get a real comparison.
Did something similar with my car, took the Santander finance, they gave me a £1000 towards the car, I cancelled after first payment had to pay 2 months interest so cost £150. Interest was tax deductible (self employed) so I gave them £100 they gave a £1000, I like deals like that.It's worth looking at the T&C's on credit even if you don't need it, no matter if buying new or secondhand. My in-laws bought a 12 month old caravan on credit, on the dealer's suggestion as part of the deal, then paid the credit off in full after 1 month. Dealer got his commission, in-laws got a good deal, credit ended up costing them about £50. Check the small print for early payment clause but the system's there to be played in my opinion!
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