We are thinking of buying a Hymer 670 1992, in all respects standard.
I am 63, 40 years clean driving licence and full no claims on my day to day vehicle. 1 windscreen claim this year but no others ever.
Was quoted online by a very respected company often mentioned on here for good pricing and service £594. We used this same company in the past until we sold our previous MH and also have nothing but good to say of them.
Phoned and asked why is the premium at this level when others with more valuable MH's are quoted either side of £300. I also asked if the screen claim on another vehicle on another policy had affected the premium, told categorically that the screen claim had nil influence.
The chap (as I remember from previously dealing with them) took the time to explain.
There is a problem with the cost of A Class windscreens, to the extent that £2000 - £3000 claims were becoming frequent. Insurers have become nervous and increased premiums dramatically when A Class is mentioned.
I asked for a comparison with say a similar MH but semi integrated, ie the base manufacturers screen in the standard cab. This very kind chap duly arranged for a similar vehicle quote which with every detail identical including it being a Hymer, the quote was £343.
Two other minor details emerged. Hymer are priced higher than other makes (cost of parts?), plus we live in a middle class prosperous quiet town that isn't remarkable in any way, but the insurers had had an increase in claims from this postal region which includes other towns and had loaded a small percentage on top of usual premiums.
Neither of these last two points affect the two quotes as make and place of residence were the same.
Is it only this broker with their particular insurers that have this bias or this widespread. Is it the fact that the MH is 19 years old (age was identical for both quotes). Are there brokers who would quote closer to the £300 mark for such a vehicle?
I prefer not to name the broker as maybe some of the info was for inhouse use only?
It makes us think that A Class is maybe not for us, in particular Hymer A Class, which would be a great pitty as we had set our hearts on using one.
Thanks for reading to the end.
I am 63, 40 years clean driving licence and full no claims on my day to day vehicle. 1 windscreen claim this year but no others ever.
Was quoted online by a very respected company often mentioned on here for good pricing and service £594. We used this same company in the past until we sold our previous MH and also have nothing but good to say of them.
Phoned and asked why is the premium at this level when others with more valuable MH's are quoted either side of £300. I also asked if the screen claim on another vehicle on another policy had affected the premium, told categorically that the screen claim had nil influence.
The chap (as I remember from previously dealing with them) took the time to explain.
There is a problem with the cost of A Class windscreens, to the extent that £2000 - £3000 claims were becoming frequent. Insurers have become nervous and increased premiums dramatically when A Class is mentioned.
I asked for a comparison with say a similar MH but semi integrated, ie the base manufacturers screen in the standard cab. This very kind chap duly arranged for a similar vehicle quote which with every detail identical including it being a Hymer, the quote was £343.
Two other minor details emerged. Hymer are priced higher than other makes (cost of parts?), plus we live in a middle class prosperous quiet town that isn't remarkable in any way, but the insurers had had an increase in claims from this postal region which includes other towns and had loaded a small percentage on top of usual premiums.
Neither of these last two points affect the two quotes as make and place of residence were the same.
Is it only this broker with their particular insurers that have this bias or this widespread. Is it the fact that the MH is 19 years old (age was identical for both quotes). Are there brokers who would quote closer to the £300 mark for such a vehicle?
I prefer not to name the broker as maybe some of the info was for inhouse use only?
It makes us think that A Class is maybe not for us, in particular Hymer A Class, which would be a great pitty as we had set our hearts on using one.
Thanks for reading to the end.