When I bought our house buildings & contents insurance back in Novemebr I told the girl that we may be away from home for long periods and needed to be covered whilst we were away and she said it would be ok as long as I phoned and told them before we went away.
So, as we will be away for 11 weeks at the end of July I rang them up to tell them and and I was told that after 30 days we would not be covered for ....
Theft, Forced entry, Malicious damage, escape of water, theft from garden & outbuildings or accidental damage, also after 30 days our pedal cycles and possesions would not be covered for theft whilst we had them with us on our trip.
I could however "buy" extra cover for £35 to re-instate all these for the time we would be away and had to ensure that the house was visited at least once a week to be checked.
It wan't too bad as the house insurance (with Aviva) was a good price for the year anyway but speaking to a few other people they have said they never thought to check this out.
So, as we will be away for 11 weeks at the end of July I rang them up to tell them and and I was told that after 30 days we would not be covered for ....
Theft, Forced entry, Malicious damage, escape of water, theft from garden & outbuildings or accidental damage, also after 30 days our pedal cycles and possesions would not be covered for theft whilst we had them with us on our trip.
I could however "buy" extra cover for £35 to re-instate all these for the time we would be away and had to ensure that the house was visited at least once a week to be checked.
It wan't too bad as the house insurance (with Aviva) was a good price for the year anyway but speaking to a few other people they have said they never thought to check this out.