Windscreen Chip

Discussion in 'Motorhome Chat' started by themountaintiger, Jul 14, 2013.

  1. themountaintiger

    themountaintiger Read Only Funster

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    Hi

    I'm trying to find out if my Comfort insurance policy for windscreen cover can be used if it fails it's MOT on the basis that it has a chip within the drivers side, wiper area..

    The motorhome has passed its last 3 MOT's with the same chip, but this time a I have replaced the wiper blade and it is slightly longer than the old one, the chip is now within the wiper blade area, albeit only just.

    Has anyone any experience of this or advice please?

    Ta in advance for any responses..





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  2. BgClick

    BgClick Read Only Funster

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    is it a bigger chip than this...

    Obviously thats not just a chip and Im phoning Comfort on Monday... so if you could wait until Tuesday I would appreciate it :)
     

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  3. Teepee

    Teepee Read Only Funster

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    I've got the same problem, chip is just above eye level. Had it repaired before last mot but wasn't repaired very well but passed mot then so am hoping it passes this time. But don't no about insurance though sorry.
     
  4. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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    Buy a smaller wiper blade, a lot cheaper than a windscreen!"

    Peter
     
  5. pappajohn

    pappajohn Funster Life Member

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    why dont you just get the chip repaired ?

    doesnt cost anything and doesnt affect your NCB.

    there are size limits and positions for chips in screens....size of a £2 coin is the biggest.

    if its in the drivers line of vision it cant be more than 10mm across.

    windscreen wiper swept area has nothing to do with the drivers view area....as shown in the clip.

    play the presentation in the link.


    http://www.autoglass.co.uk/Windscreen-Repair.187.0.html
     
    Last edited: Jul 14, 2013
  6. hilldweller

    hilldweller Funster Life Member

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    >> Windscreen Chip

    It maybe more hygienic that chips in The Times.
     
  7. aba

    aba Read Only Funster

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    Why did you drive into the garage door ?????:Doh:
     
  8. BgClick

    BgClick Read Only Funster

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    There is another thread "not a great weekend" that details what happened :cry:
     
  9. themountaintiger

    themountaintiger Read Only Funster

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    Bloody hell!! thats way past a chip.... Thats a full sack of spuds.....


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  10. themountaintiger

    themountaintiger Read Only Funster

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    This is a solution ive been pondering, but I wouldn't mind paying the excess on policy to have a windscreen with no chip.. although costing more, I would have thought resale value of motorhome would increase by the excess amount.

    Interesting to know your thoughts re that bit Peter.....




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  11. hilldweller

    hilldweller Funster Life Member

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    You've got to admit it's a fare question.
     
  12. WynandJean

    WynandJean Funster

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    Speak to your ins. Co. Mine were quite happy to send out a mobile window firm to repair my chipped screen at no charge.:thumb:

    Wyn
     
  13. themountaintiger

    themountaintiger Read Only Funster

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    Interestingly, I had just looked at that video before first posting. It is in drivers line of vision albeit right at the bottom in Zone A... I've just been out to measure it and appears to be more than 10mm across, more like 18mm..




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  14. themountaintiger

    themountaintiger Read Only Funster

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    Here is piccy of it... It is almost centre lined to my steering column, but at the bottom, so I dont actually view through that section when driving...







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  15. jb0371old

    jb0371old Read Only Funster

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    get somebody out to repair the chip, if it cant be repaired they will put a new screen in it, no point paying the windscreen excess for nothing. I have had a chip in my windscreen since i bought the van last year, I finally got around to asking autoglass about it I was told they would not repair one that old due to dirt ingress and if it hasnt gotten worse just leave it.
     
  16. voyagerstan

    voyagerstan Read Only Funster

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    just had new windscreen fitted although was cracked instead of a chip . autoglass were'nt interested cos not bog standard screen . national windsreens came next day with peice of glass cut and fitted in 2 hours . briliant service they are aviva agents. i had to pay £75 excess ::bigsmile:::bigsmile:::bigsmile: stan (insured with comfort) :Blush:
     
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  17. Geo

    Geo Trader - Funster

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    The damage as shown is both an MoT failure and outside the repair criteria.
    A new screen is your only option:thumb:
    When you call tell them both facts and they will turn up with a new screen

    To answer your question correctly NO the windscreen insurance wont pay out for an MoT failure
    They are and will pay out for the damaged screen
    if its a MoT failure or not the damage needs repairing, Not many folk realise just how high a % Undamaged glass represents in structural terms of a vehicle, damaged glass is a serious weakness

    From Peters point of view a good screen wont improve a sale value, but a damaged screen will detract from a sale value:thumb:
    Geo
     
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  18. steevie

    steevie Funster

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    Glass replacement usually costs about £70 and the insurance pays the rest, and as said, no loss of NCB. If you have an RV, you need to check your policy tho. My mate has an RV similar to mine, and a replacement screen is £2500, which is when he found out the insurance policy only covers up to £1000.
     
  19. voyagerstan

    voyagerstan Read Only Funster

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    comfort cover is upto 3 grand with £75 excess :yeah: stan
     
  20. freelanderuk

    freelanderuk Read Only Funster

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    Not on the motor home but my car, garage repaired a chip when I bought the car , this hot weather has caused the screen to crack starting from the chip, £65 excess and can not get one fitted for over a week as Lincoln auto glass are that busy:Sad:
     
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