Who Tows?

Discussion in 'Motorhome Chat' started by Shrimp, Aug 18, 2015.

  1. Shrimp

    Shrimp Funster

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    Who tows what and who do you insure the towed car with?
     
  2. gillnphil

    gillnphil Funster

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    We use a 125 cc motorbike. For me, if I wanted to tow a car I would buy a caravan.
    Phil
     
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  3. Frentchy

    Frentchy

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    I tow my little car (in my avatar ) with an A frame for local/ France; and a trailer for distance and abroad, its insured in its own right anyway(y)
     
  4. zac

    zac Funster Life Member

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    From what our insurance told us, the car will not be covered if damaged whilst towing (caravan guard insurers i think). We sometimes tow a car with a-frame in uk or a scooter (300cc) on a HydraTrail if Europe. we insure the car and scooter normally but they wont cover them if towing, our insurance was free this year as part of a new motorhome deal. I wont be staying with caravan guard though as they wanted double what we were paying with comfort insurance.
     
  5. Derbyshire wanderer

    Derbyshire wanderer Funster Life Member

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    We tow either the wife's Corsa with an a frame or my BMW GS 1150 on a trailer.
    Both 3rd party cover on Moho insurance but have their own fully comp cover.
    If something happens, we would have to claim from both insurers. This is quite normal.
    As far as I can tell, only NFU will give full cover for trailers assuming you can afford the premium!!!! They do tend to be expensive.
     
  6. Jaws

    Jaws Funster Life Member

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    Used to tow the smartie on a trailer.. nowadays .. A 125 on a rack
     
  7. jac-in-a-box

    jac-in-a-box Funster

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    Smartie on a Woodford trailer.

    Insurance is a minefield, every one bar one insurer told me the car would only be insured 3rd party while being towed...didn't stop a few lying and telling me I'd have fully comp though, however when asked to confirm it via email there was some rapid backtracking!

    NFU beat my m'home renewal from my previous insurer, confirmed fully comp cover would apply when towing, covered the trailer, m'home and Smartie for entirely reasonable sum.
    Against all the other insurers I spoke to, NFU have left me feeling confident I'll be in good hands should the worst happen...and I'll not be working with two seperate insurers
     
  8. Speve

    Speve Funster

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    We have just sorted a trailer to take our Panda with us to Spain insured with Safeguard who cover trailer third party and car has its own fully comp insurance.
     
  9. Southampton

    Southampton Funster Life Member

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    We tow Aud's Picanto on an 'A' frame. Not took it to Europe yet but will be next year.
     
  10. Forestboy

    Forestboy Funster Life Member

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    What 125 dyou use John.
    Thinking of selling the Versys as we hardly use it since getting leccy bikes but would still like something a bit smaller for the odd occasion.
     
  11. simplyjimbo

    simplyjimbo

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    Smart on a Brian James Trailer. Just back from month in South of France. Trailer can be moved with car on board by hand as its perfectly balanced for Smart car weight distribution. Tow's very easily and perfectly stable at high cruising speeds.
    No problems with insurance for the whole rig.
     

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  12. musson

    musson Funster

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    Hi i tow a corsa i have spoken with our insurance (Car) added the a frame towbar and the rear towbar my son tows his pod caravan
    I was surprised when the premium went down £17.00 I also inform Comfort that I was towing a car.I think its best to tell insurance then if anything happens they cannot say you did not inform them.
     
  13. eddievanbitz

    eddievanbitz Trader - Funster

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    A boat and a little 4x4 on a "A" frame. Boat insured on a boat policy and the car on a group policy that cover all our vehicles
     
  14. bb wales

    bb wales Funster

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    I will be towing the car in my avatar, it is insured in its own right as well same as frentchy. This will be when we go full time in a couple of years.
     
  15. busby

    busby Funster

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    I have our push bikes,,got rid of caravan to avoid towing. Best thing we ever did. BUSBY:D
     
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