Travel insurance (1 Viewer)

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Goronwy

Free Member
Apr 29, 2014
56
18
Varies
Funster No
31,202
MH
Hi top
Exp
Since 2008
We are going to spain for 4 months,but can't get travel insurance with our current insurers Sainsburys for more than 60 days and they didn't know any other insurers that would cover us for more than 60 days.
Does anyone know of an insurer that does more than 60 days?
 
Oct 20, 2014
1,353
6,024
Hampshire
Funster No
33,905
MH
Adria Coral 680 SL
Exp
Since 2014
We had similar prob when we went to NZ for 42 days and we went with Staysure. Fortunately didn't have to make any claims so cannot cannot comment on their reliability etc.:)
 

flatpackchicken

LIFE MEMBER
Jun 27, 2010
1,279
1,764
BICESTER OXFORDSHIRE
Funster No
12,314
MH
A Class Frankia I8000
Exp
Since nov 2009
Have got mine with Lloyds bank as get free travel ins with bank account (platinum) and also insures up to 80 years old and worldwide. Also upgraded to 6 months (180 days ) away at any one time in a year to cover my trip to Sicily for the winter.
Regards Garry Flatpackchicken

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Jul 29, 2013
9,108
19,207
Salisbury
Funster No
27,215
MH
Hymer B678DL A class
Exp
since 2011
We got ours with Insure and Go best rates around try the Backpacker there three types I think Bronze,Silver & Gold ours was £134 for about 14 weeks.With medical screening included

0844 888 1587
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sedge

Funster
Jul 7, 2009
5,521
13,228
Nr Jct 3 M6
Funster No
7,396
MH
C class
Exp
Aug 09 to date 9,000 miles!
Slight snag with Lloyd's Bank here Garry - I've been with them now since the late 1980's, always had diabetes, the hypothyroid came more recently but it's par for the course once you have one auto-immune condition, treatment does change occasionally but only when new insulins arrive and they are better, or whatever. Have NEVER been hospitalised through them anyway. All declared to the Bank's insurers every year, no probs.

This year - they wanted an AP of £600+ to continue covering me!

Considering we had run the bank account down to nowt and moved it, but so as to keep the Annual Travel cover, were still paying £25 a month for the privilege of having the Platinum account - so we were already paying £300 a year for the cover - everything else you get with the account has been dually covered anyway for about 14 years - we're now in the process of closing it.

I have looked round but insurers want silly money. Staysure - who everyone on here seems to swear by and whom I have asked specifically because of ME - won't give cover for a longer holiday than 62 days as annual cover, which is useless. If either of us has an emergency the E111 or whatever will do the job anyway where we go - normally France - and we could pay anyway - rather than pay £1,000 or more a year and never claim. We can stick the £1,000pa into the rainy day account and watch it grow!

My earnings since 1967 were from the British insurance industry and to say I now feel absolutely disgusted with them is an understatement.

However, it's still AXA who underwrite the Lloyd's cover - and they are French - so what's "Go forth and multiply you a---holes!" in French?
 
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Goronwy

Free Member
Apr 29, 2014
56
18
Varies
Funster No
31,202
MH
Hi top
Exp
Since 2008
Thank you to all who have replied,I contacted Saga ,they only do up to 90 days,contacted Staysure ,found it expensive.Think I'll just be careful and rely on E111.
 

Bailey58

LIFE MEMBER
Jun 23, 2010
8,920
31,191
Norfolk and Toftir.
Funster No
12,267
MH
Sold
Exp
July 2010 (ex tugger)
With "previous" to our name we struggled on price until we went to Covered2Go. Pleased with the outcome there but they appear to cover up to 60 days or extended only up to age 64 so maybe worth a look. Mind you it's German backed, is that better or worse than French? :)

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bobandjanie

LIFE MEMBER
Apr 28, 2008
8,183
15,870
Javea, Spain
Funster No
2,360
MH
Pilote V600g
Exp
2007
Thank you to all who have replied,I contacted Saga ,they only do up to 90 days,contacted Staysure ,found it expensive.Think I'll just be careful and rely on E111.

Just like to bring to your attention, if you die being careful, I know here in Spain you will be cremated with in a day or maybe two if your partner begs them.
But that might not be a worry, if you want to be cremated, but you will need to have insurance to be repatriated for a funeral on home turf. :eek:
Just thought I would mention it, as it may interest others when they cross the channel. (y). Bob.
 
Feb 16, 2013
20,011
53,085
uttoxeter
Funster No
24,713
MH
ambulance conversion
Exp
50 years
I have said this before but no one seems to think it's a problem , if you are with staysure , read your policy because in the small print , think it's page 12 but not positive, it states if you havnt booked a return ferry at the same time as your outward one your insurance is void, in other words you can't go on an open ended trip
 
Feb 16, 2013
20,011
53,085
uttoxeter
Funster No
24,713
MH
ambulance conversion
Exp
50 years
Actual wording
  • number of days for which you have paid for cover, you will not be covered after the last day for which you have paid. Trips must commence and end in your home country and a return ticket must have been booked prior
    to departure.
 
Aug 18, 2011
12,188
18,070
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
Have got mine with Lloyds bank as get free travel ins with bank account (platinum) and also insures up to 80 years old and worldwide. Also upgraded to 6 months (180 days ) away at any one time in a year to cover my trip to Sicily for the winter.
Regards Garry Flatpackchicken

Dont forget to notify them your ferry dates. Friend of mine in Spain has just been landed with a bill for 5500 euros for an operation in Benidorm. He thought he was insured until he claimed. It appears that in the small print it states before travel they need to be notified of the dates of departure and date of return travel. This means return travel must be booked before departure. BUSBY.

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Soozywoozy

Free Member
Feb 18, 2014
534
452
Oxfordshire - edge of the cotswolds
Funster No
30,162
MH
Hymer B 704SL
Exp
2014, 2 motorhomes
Follow this link to MSE who has links for extended cover and pre existing conditions, plus some useful do's and don't s
http://www.moneysavingexpert.com/insurance/cheap-travel-insurance

BTW - also have lloyds platinum, which has always included my children if travelling with us whilst in full time education. Just checked for skiing cover and loose this option if upgrade to get winter spirts cover, therefore used MSE to get seperate ski insurance for daughter, whilst retaining both. Oh it's a palaver

Look at the insurance that has higher health cover, not enhanced flight delay, baggage handling loss etc as hardly relevant to motorhome. They do vary considerably
 

Cobweb

Free Member
Mar 25, 2014
388
349
North Yorkshire
Funster No
30,693
MH
A class
Exp
Since 2007
Hi

We have had annual travel insurance from Insure and Go in the past for up to 4 months any trip . Two years a ago we had to claim when I suddenly developed a severe headache and was carted off to A&E in Fort Lauderdale and had several scans to rule out brain haemorrhage . I was there for maybe 3 hours but the bill was a whopping $ 8000.00 ! We paid a deposit of $ 800.00 on our credit card and made a claim when we got back home . They paid up but only after a thorough investigation and a letter from my GP confirming that I had been fit to travel . Read the small print and declare all existing medical conditions is my advise . We now have a specialised Yachtsmans annual insurance from Topsail for up to 5 months any trip which covers us for any European travel as well . It is not cheap at about £550.00 for the two of us because I have a couple of medical conditions but it is essential for the USA and the Bahamas . For European travel I think it would be cheaper because of the E111 . In fact that was all I needed when I busted my knee skiing in Austria a few years ago . I got back and did not bother with a claim from my insurance instead claiming from the NHS instead for cost of drugs and consultations because of the Exess on my policy it made more financial sense .
 
Last edited:

Bailey58

LIFE MEMBER
Jun 23, 2010
8,920
31,191
Norfolk and Toftir.
Funster No
12,267
MH
Sold
Exp
July 2010 (ex tugger)
Yes.

Edit: Apply online but don't be fooled into paying for it. It's free here.

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teddybard

Free Member
Aug 21, 2012
7,448
8,695
warwickshire
Funster No
22,500
MH
c
Exp
5 years
Slight snag with Lloyd's Bank here Garry - I've been with them now since the late 1980's, always had diabetes, the hypothyroid came more recently but it's par for the course once you have one auto-immune condition, treatment does change occasionally but only when new insulins arrive and they are better, or whatever. Have NEVER been hospitalised through them anyway. All declared to the Bank's insurers every year, no probs.

This year - they wanted an AP of £600+ to continue covering me!

Considering we had run the bank account down to nowt and moved it, but so as to keep the Annual Travel cover, were still paying £25 a month for the privilege of having the Platinum account - so we were already paying £300 a year for the cover - everything else you get with the account has been dually covered anyway for about 14 years - we're now in the process of closing it.

I have looked round but insurers want silly money. Staysure - who everyone on here seems to swear by and whom I have asked specifically because of ME - won't give cover for a longer holiday than 62 days as annual cover, which is useless. If either of us has an emergency the E111 or whatever will do the job anyway where we go - normally France - and we could pay anyway - rather than pay £1,000 or more a year and never claim. We can stick the £1,000pa into the rainy day account and watch it grow!

My earnings since 1967 were from the British insurance industry and to say I now feel absolutely disgusted with them is an understatement.

However, it's still AXA who underwrite the Lloyd's cover - and they are French - so what's "Go forth and multiply you a---holes!" in French?
As near as I can get it:whistle:
"Allez de l'avant et vous multipliez bâtards"
:whistle:
 

mjltigger

Free Member
Nov 12, 2014
1,619
2,672
Trowbridge
Funster No
34,213
MH
Autotrail Dakota Max
Exp
2012
Yes.

Edit: Apply online but don't be fooled into paying for it. It's free here.

And remember your travel insurance may be invalidated if you don't have one.. on top of which you do need to stay alert in an emergency that you are taken to a clinic not a private hospital as that first hour of treatment may be the most expensive and is not covered by all policies when in EU
 

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