Travel insurance

old smokey

old smokey

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Advice please. We are of to france spain and portugal end of march and hopefully staying the max 🤞.
we are looking for personal travel insurance, any advice would be mucho appreciated. Thanks.
 
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lv Liverpool Victoria, we've just done it (2 days ago) phoned lots of companies, and online quotes, prices varied 500, 600 - 800, I have 3 medical problems (1being cronic heart disease, + had a heart attack) declared eveything, 12 month policy but each trip no longer than 90days, paid £340

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welshcake lady said:
lv Liverpool Victoria, we've just done it (2 days ago) phoned lots of companies, and online quotes, prices varied 500, 600 - 800, I have 3 medical problems (1being cronic heart disease, + had a heart attack) declared eveything, 12 month policy but each trip no longer than 90days, paid £340
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Wow that’s excellent - good result for you
 
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We have annual cover with Staysure
Hubbys heart attack and ongoing heart disease/high blood pressure/high cholesterol
My epilepsy / arthritis/ reflux
Just increased in price this year to £180

Tried LV and they wouldn’t cover hubby at all
1674955366963.png
 
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We have travel insurance through our Nationwide Flex plus account for £13 per month & includes European breakdown cover (which unfortunately we had to use). We paid an extra £380 to cover 78 days away, our ages 70+ and my husband‘s declared pacemaker. Couldn’t find anything cheaper and we think it’s good value. Lasts for a year.
 
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welshcake lady said:
lv Liverpool Victoria, we've just done it (2 days ago) phoned lots of companies, and online quotes, prices varied 500, 600 - 800, I have 3 medical problems (1being cronic heart disease, + had a heart attack) declared eveything, 12 month policy but each trip no longer than 90days, paid £340
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I took out with Lv then they said I did not have the correct policy when flight was cancelled. As it was within the 14 days cancelled policy and used cash to pay for hotel took gamble and went without but only me and was careful when I crossed the road

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We use nationwide as well. I think the problem with any insurance is you don't know how good it is until you need it. Nationwide seems very popular and most who need it seem to get good service. There are a few who don't but in general I don't expect insurance to cover absolutely everything just the major costs if you're really unlucky
 
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Staysure is great for current health problems, always has fantastic customer service when I have had to phone to add/ change medical info. They have started sending reminders 6 months into annual policy…. Anything changed? Which I like as it’s easy to forget to let them know
 
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My staysure has just come up for renewal .12 months £477 up about £60 on last year ....Will.look at LV
 
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Staysure gave us a 20% discount on a single trip policy taken out on 15th January, by adding the code NY20 at the checkout page.

Its listed as a New Year 20% discount so may have ended by now?

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Zains Pops said:
I thought Nationwide have withdrawn the travel insurance part of their offering?
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I think it's available with their 'Flexplus' account.

"Alternatively, customers have the option to upgrade to Nationwide’s FlexPlus account, which offers worldwide travel insurance for the whole family – plus other benefits – but costs £13 a month, or £156 a year".

You also get breakdown cover for any vehicle you are travelling in, and a few other benefits.
 
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Just got a quote for two from Staysure for 23 days to Spain driving through France. £138. Couldn't be bettered
 
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not 100% but think the breakdown is limited to 8 mtrs with nationwide ?

also get breakdown cover for any vehicle you are travelling in, and a few other benefits.

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rob1234 said:
HI i have mine through nationwide flex account breakdown cover too ,,,think its about 15 a month works for us ,,
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Same here. Already used the breakdown service and it was excellent. The experience of breaking down wasn't great though 😕
 
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namwaldog said:
Staysure gave us a 20% discount on a single trip policy taken out on 15th January, by adding the code NY20 at the checkout page.

Its listed as a New Year 20% discount so may have ended by now?
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We used the NY20 code on Staysure a couple of days ago, so still appears to be valid.
 
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Great deal from Caravan and H/H club for health and red pennant M/H cover when taking both.

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krclink said:
Just got a quote for two from Staysure for 23 days to Spain driving through France. £138. Couldn't be bettered
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I pay £126 for an annual multi trip policy, couple aged 67 & 66 with no major health issues and no previous claims - max trip 90days. I’ve been with LV for many years so maybe get some sort of loyalty bonus?
 
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Things to look out for:
  • In France you are required to have repatriation insurance, this is not always standard
  • Check the number of days permissible for each stay abroad, some have limits of say 30 to 40 days per trip
  • Check the total number of days you're allowed to spend away in total over the year, again this can be restrictive
 
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