Travel insurance for over 70 and pre existing medical conditions

Discussion in 'Motorhome Chat' started by Jandek, Apr 17, 2019.

  1. Jandek

    Jandek Funster

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    Any recommendations? Preferably 90 day cover
    Thanks
     
  2. mike mcglynn

    mike mcglynn Funster Life Member

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    Try Staysure ,I used them and they were among the cheaper quotes I had and possibly the best cover.
     
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  3. spitfire

    spitfire Funster

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    I have used Staysure for several years for cover including for Australia and this year was the first time we have had to claim . Contacted them immediately for advice and had confirmation by e mail of how to proceed. On return sent all the bills with claim form and within two weeks contacted by them to confirm payment .
     
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  4. Jandek

    Jandek Funster

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    They've given a decent quote but only 35 days cover for over 70
     
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  5. Dorwyn

    Dorwyn Funster

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    That's one of the issues for us as we are normally abroad for more than 90 days in total, but have occasionally gone over by a few days as a calculated risk.
     
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  6. Fenman

    Fenman Funster

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  7. nicholsong

    nicholsong Funster

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    One advantage of living in the Schengen Area is that there are no checks when one crosses borders, so no dates recorded.

    Geoff
     
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  8. spitfire

    spitfire Funster

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    We were away for 4 months in Oz, Cambodia, Singapore , Vietnam and a cruise with no problem . Age 70
     
  9. Mikeco

    Mikeco Funster

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    The Caravan Club one is easy to do online if you have had no issues for the previous 3 months, it’s not cheap though.
    The Camping Club charge a standard price of £104 per person to cover 180 days, you then have to call the medical line which for some reason is based In Capetown to get quotes for pre existing conditions. Last year mine was £9 and my wife’s was nearly £800 so guess who was not covered.
    It’s worth noting that if it’s cover within the EU then most if not all companies including Staysure say in the small print that you should use your EHIC for medical treatment. As the person from Staysure told me it’s travel insurance not medical insurance that you are buying.
     
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  10. spitfire

    spitfire Funster

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    That is strange to say that as policy covers medical treatment when travelling . As not in Europe but Oz no possibility to use EHIC card or register for Medicare in Oz as not U.K. resident all costs were covered .
     
  11. Mikeco

    Mikeco Funster

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    If you bought a policy for outside of the E U then it will include medical, but within the EU it’s in the small print.
     
  12. SpeedyDux

    SpeedyDux Funster

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    If only we knew how much longer the EHIC card will be valid. :rolleyes:
     
  13. spitfire

    spitfire Funster

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    Ah ok . Have only ever bought for countries outside the EU
     
  14. RioRob

    RioRob Funster

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    You could try "Travelinsurance4medical.co.uk"
    They've covered me for 1 year with pre-existing but I'm under 70 (just).
     
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  15. Lenny HB

    Lenny HB Funster Life Member

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  16. namwaldog

    namwaldog Funster

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    Try using a search engine such as Moneysupermarket.

    https://www.moneysupermarket.com/travel-insurance/?From=SHP-icons

    Just fill in all the details they ask for, declare the medical history, and let them search for you. Remember to tick the "no contact" box and they will show you the best quotes and then send you an e-mail with them on.

    We ended up with Debenhams Finance winter before last. 5 months worked out at just under £2 per day for the two of us with two 'minor' health declarations

    Last winter we used the same method & ended up with Staysure. Cost us £260 for 155 days at 71 & 68 years with a couple of minor existing medical conditions.
    We fell lucky when we got ours last year as, at the bottom of the online application there was a " discount code " box so I quickly googled 'Staysure discount code' and got a valid code for 15% off.
     
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  17. scotzsue

    scotzsue Funster

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    But they can check when you left uk and when you got back. as we know, but not to our cost, broker had boobed, and had to pay up.
     
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  18. bigtwin

    bigtwin Funster

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    By ‘no problem’ do you mean:

    - you had no difficulty in getting cover for a 4 month trip, or

    - you had no medical issues in 4 months?

    If the former, who were you insured with?

    If the latter, what insurance cover did you have?

    Ian
     
  19. Lenny HB

    Lenny HB Funster Life Member

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    Geoff lives in Poland and is in the Schengen zone but the UK is not, hence his comment
     
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  20. EllF

    EllF Funster

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    Try age uk
     
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