Travel insurance/breakdown cover

[Wellington]

I’ve never bothered with travel insurance before, as we’ve only travelled in the U.K. or to visit parents, and to be honest, I hadn’t really thought about it. I’ve been quoted £142 by the AA to get breakdown cover (only) for our France/Switzerland/Italy trip this summer, but I’ve noticed that my bank (Barclays) does a 'travel pack' for £12.50 a month. This includes breakdown, luggage/possessions, 12 hour plus delays and medical, repatriation and cancellation insurance. You have to keep it for six months, which makes it £75. This sounds like good value, if it’s decent insurance, as it will cover other holidays within that time.

Has anyone used Barclays insurance? Are they any good if you have to call them out/claim? Any glaring deficiencies in cover that any one knows about?

(I’m aware you are restricted to 31 days abroad in one go (not an issue) and not covered for trips of less than two days or which don’t start or end in the U.K)

 

[Phill D]

used Barclays a long while ago, you need to be clear what you are getting as they wanted quite a bit extra for what i considered normal cover,,, never had to claim though.

 

[Silver-Fox]

A few on here use Nationwide plus account?

Covers breakdown and I think travel insurance.
As usual check the small print

 

[Wellington]

I’ll check out nationwide. I think mum has that, actually.

This is the info I have

 

[DangerMousy]

I'd recommend checking the Barclay's small print to see if their cover can be used for motorhomes, and if yes upto what length.

Until this year were paying just over £60 a year for European breakdown as part of our MH insurance with Comfort but we've now switched to Nationwide Flex Plus which covers motorhomes upto 8m long and also provides travel insurance and a host of other benefits, including fee-free cash withdrawals abroad.

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[Stonemags76]

Phone insurance included with Nationwide as well! I had to claim last year when I got water in my iPhone, and I had a brand new phone in three days! You also get interest on money up to £3000, so that helps with the monthly cost, as it’s 3%, and most savings accounts are only 1.5% at the moment.

 

[Lenny HB]

Apart from NW most banks breakdown cover restrict the size and weight of Motorhomes, normally a width restriction that rules out most vans.

 

[Kevmand]

Weight and weight …….check what weight you should be and actually are when loaded. If over 3500kgs some breakdown insurance won’t move you. Nationwide £13 pm covers up to 8m and7500kgs plus inc travel insurance up to 31 days I think. Can be over 31 if you pay an extra amount.