Trailer Insurance...

Discussion in 'Motorhome Insurance General Discussion' started by Destination Unknown, Jul 18, 2013.

  1. Destination Unknown

    Destination Unknown Funster

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    Sorry another Trailer issue...

    Who do you insure your trailer with...or do you..[​IMG]
     
  2. flatpackchicken

    flatpackchicken Funster Life Member

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    nt seem to get insurance for my trailer, except for max £1000 so don't bother with insurance as covered third party only under my mh insurance Regards Garry Flatpackchicken
     
  3. lunarman

    lunarman Funster Life Member

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    Normally your vehicle insurence will cover your trailer for 3rd party damage in the event of an accident. But damage to the trailer and its contents will not be covered you will need additional cover for this.

    lunarman
     
    Last edited: Jul 18, 2013
  4. gasman2008

    gasman2008

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    Never given it a thought, the trailer was under a thousand and the Harley is fully comp. I thought this is ok. But if anyone knows better??????
     
  5. Emmenay

    Emmenay Funster

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    I use cx trailer insurance they seem to cover it all.
     
  6. motorhomelover

    motorhomelover Banned

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    Mine is on the RV policy with shuregarde insurers
     
  7. shawn&emma

    shawn&emma Funster

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    Mines covered on my sure term insurance policy, but only whilst attached to the motorhome. :Smile:
     
  8. John & Joan

    John & Joan

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    Mine is with the Motorhome policy with Comfort. It is also covered when uncoupled on a site if it has security on it. We have hitch lock and Wheel clamp. As has been said trailers are covered by third party insurance while coupled to the van but with Comfort it is also insured full comp as is the car on it.
     
  9. pappajohn

    pappajohn Funster Life Member

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    Most insurers include trailers for 3rd party damage only and only when attached to the tug.

    Some, NFU for instance, cover for own damage and theft up to £1000 excluding livestock trailers and caravans.


    But.....anything on the trailer will not be covered by your motor home insurance regardless, as the load becomes carried goods and should be insured for damage and theft seperately.

    Worth asking your car insurer if the cover includes being carried on a trailer
     
  10. philk

    philk

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    Trailer insurance

    Checked my policy and a trailer is covered for third party damage. The bike is covered seperately. My excess means that if the trailer was stolen and i had added it to the policy, i would need to pay most of a new teailer price. In the mean time i qould have to pay extra insurance premiums. I dont think ill bother.

    Philk
     
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