Toad insurance? | MotorhomeFun | The Motorhome Support and Social Network

Toad insurance?

Apr 9, 2018
2,028
11,242
Worcestershire
Funster No
53,271
MH
Burstner Harmony 745
Exp
2 years
We are still looking for a toad and may have seen one within our budget and location.

Whilst being towed the 'car' is a 'trailer' In that case which insurance covers any damage to the car if, say, someone hits it. it causes any damage to third party property. The MoHo or car insurance?

Whilst being driven that is clear, but what about when being towed?

Thanks
 
Oct 29, 2009
2,442
3,819
Derby
Funster No
9,111
MH
Dethleffs
Exp
Since 2006
It seems to be very difficult to get ‘comprehensive’ cover for damage to the car.

The car insurance will cover damage to third parties in the event of a breakaway.

The best option seems to be to have the same insurer for both the MH and the Toad.

Ian
 
Feb 3, 2018
2,415
2,403
Mid Cheshire
Funster No
52,244
MH
New on Order
Exp
Returning Sept
My car policy covers the car itself when it is being towed fully comp
Is someone hits it, they need to be insured
If it breaks away or causes damage, the moho will cover the 3rd party

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