going on from the breakdown thread, have you all read the details with staysure health insurance, we have it but don't hold much hope of ever drawing from it, as it says in the small print that you have to book a return ticket when going or your insurance is void, and also there is a time limit on it I think, anyway we just made sure our 111 was up to date and went anyway, but worth looking at if you are really relieing on it