Saga won't insure my Autocruise Accent

Discussion in 'Motorhome Insurance General Discussion' started by retiringjoyce, Jun 7, 2016.

  1. retiringjoyce

    retiringjoyce Funster

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    We are changing our Nu Surf for an Autocruise Accent, so we can take our grandsons on holiday . I phoned Saga our present insurers to change over the policy, when I gave the registration number , the answer came we cannot insure it as it has come up as a van not a motor home. We discussed the fact that most motor homes were originally panel vans or the chassis of one. She was adamant that they could not insure it. In the end went to safe guard and got insurance and breakdown cover for £29 more than just the insurance with Saga. Has this happened to anyone else?
     
  2. Techno

    Techno Funster Life Member

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    Yes I save money all the time with Safeguard :LOL:
    Who was it that didn't make a drama out of a crisis :sleep:
     
  3. Speve

    Speve Funster

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    I reluctantly left Safeguard this year as the could no get near Comforts quote
     
  4. Techno

    Techno Funster Life Member

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    That's a shame. Mine has only risen about £18 in 4 yrs
     
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  5. Geo

    Geo Trader - Funster

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    Its a crying shame that insurers are basing quotes on DVLA descriptions when at the same time DVLA are actively refusing to make any changes to the original registration details
    a classic example here is my new to me BOX VAN.
    If it ever get stolen it should be easily identified as ther are not many BOX VANS that look like this .
    I Went through exactly the same scenario 5 or 6 years ago with my previous Flat Bed Lorry that also looked exactly like this 20160531_171227.jpg
    I thought Iwas building Recovery vehicles, Seems Not:doh:
     
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  6. MH 55 FUN

    MH 55 FUN Funster

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    Saga were hundreds more than Adrian Flux's quote for the same cover for us. :eek:

    Neither Comfort or Safeguard were competitive for our circumstances.
     
  7. CWH

    CWH Funster Life Member

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    We're thinking of downsizing sometime this year from C class to PVC, and we're with Saga - so thanks for the heads-up!
     
  8. solo 1

    solo 1 Funster Life Member

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    I used to use Saga and was quite happy with the quotes and service bearing in mind my vehicle was a van conversion and indeed had not been advised to the DLV. When it came to another renewal I got some snotty lad who refused to insure me.:doh: Ok, he was quite right, I suppose. Sooo, I then asked him what would have happened if I had, had an accident during last year..... he wouldn't answer me saying I would have to take it up with head office.
    Anyway, I put the 'phone down and left it for 5 mins. then 'phoned up again and got a young lady this time, who said no problem to re-insure me. :Eeek: Case of the left hand not knowing what right hands doin'. Anyway got reinsured with Adrian Flux in the end, and it was cheaper too. :moon2:
     
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  9. DBK

    DBK Funster

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    My PVC is insured with Saga and it is described on the V5 as Private Light Goods. I'm not sure if this is the same as a van, but Saga haven't been any problem over providing insurance.
     
  10. vwalan

    vwalan Funster

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    usually they want it on the v5 as a motorcaravan on the body type at D.5
    the private light goods is for revenue purposes .or taxation class.
    mines a tractor .
     
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  11. Chris

    Chris Funster Life Member

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    I won't use Saga on principle.

    It makes me feel old
     
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  12. CWH

    CWH Funster Life Member

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    I AM old.
     
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  13. emmitdb

    emmitdb Funster

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    Yes Alan, but your vehicle IS a tractor. It carries nothing other than the fuel to propel it. (And possibly some fuel to propel you!!!)
     
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  14. Minxy Girl

    Minxy Girl Funster Life Member

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    Not a 2012 model is it? FX12 DCF ...
     
  15. pappajohn

    pappajohn Funster Life Member

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    Along with four passenger seats.....almost a minibus. :D
     
  16. retiringjoyce

    retiringjoyce Funster

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    No Minxygirl KX12 KCJ
     
  17. Minxy Girl

    Minxy Girl Funster Life Member

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    Just thought it might have been our old PVC which we changed last year for our current Globecar PVC ... if you have any questions about the Accent let me know as I crawled over most of it in the 3 years we had it!
     
  18. vwalan

    vwalan Funster

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    7 seats and under seat storage . but yes i,m not supposed to carry anything on the back other than my living van . but thats not for insurance or tax reasons . of course the tow ball on the back is in case i need a tow backwards if i get stuck .
     
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