Red Pennant is bullet proof,two of our friends have been "Saved" by them,one having to have serious heart surgery in France,his wife was put up in an hotel near the hospital,later,the two of them were brought back to England and his unit recovered through R.P contacts back to his home.The other had a "Wheel malfunction" (It came off !),damage to the unit,he was put up in a static c/van on a site near the repairer,his choice and R.P. did all the chasing/paper work..
This may be common practise with insurance companies,hopefully neither you or i will ever have to find out,but in the C/van days and only 5 weeks away a year,it was Red Pennant for us.
We are with Safeguard now and hope we never need them,LOL.