Recommended Electric Bike Insurance

[hymermick]

Hi I have just had my house insurance renewal from the Camping and Caravanning Club and the Broker we are with no longer insures Electric Bikes.
They sent me a quote from a different Broker but it only covers 60 day trips in total. Does anyone no where I can get 90 day cover Electric Bike Insurance?

 

[JMHerts]

I have insurance with this company, although it's a monthly cost https://sundaysinsurance.co.uk/electric-bike

 

[Folkranger]

Surely you can add them to your motorhome insurance?

 

[ManTheVan]

Ours are on the home insurance…

 

[cmj01]

Hi I have just had my house insurance renewal from the Camping and Caravanning Club and the Broker we are with no longer insures Electric Bikes.
They sent me a quote from a different Broker but it only covers 60 day trips in total. Does anyone no where I can get 90 day cover Electric Bike Insurance?

Yellow Jersey were very good and I don't remember any restrictions on trips.

^{_{Subscribers  do not see these advertisements}}

 

[Chrisvh]

We use BIKMO. Happy with them and the cover is excellent.

Cycle Insurance | 25% off E-bikes | 50% multi-bike discount

Cycle insurance designed to protect your ride from £3.73/mth! 50% off additional bikes added | 25% e-bike discount | B Corp

bikmo.com

 

[Pausim]

I had a problem getting insurance for our e-bikes a few years ago because they exceeded the value limits. Another issue was that that because of their design (GoCycle) it was not possible to use a gold standard through frame lock. At that time we were doing our home insurance with John Lewis and they suggested talking to John Lewis Specialist Home Insurance.

High Value Home Insurance | Specialist Insurance | John Lewis Finance

Protect high value properties or valuables and antiques with bespoke Specialist Home Insurance from a name you trust.

www.johnlewisfinance.com

The specialist home insurance is not the cheapest insurance but it still worked out cheaper for us than paying for 2 bike insurance policies on top of the standard John Lewis home cover. It also has fewer restrictions about theft from vehicles. As long as the bikes are out of site i.e. in the motorhome garage they are covered.

 

[IRHP]

Direct line, but they aren't cheap, nearly every other company I looked at said the bikes couldn't be left on a rack between 2100 and 0600. There's a lot in the small print.

 

[Garratt]

We use BIKMO. Happy with them and the cover is excellent.

Cycle Insurance | 25% off E-bikes | 50% multi-bike discount

Cycle insurance designed to protect your ride from £3.73/mth! 50% off additional bikes added | 25% e-bike discount | B Corp

bikmo.com

I looked at Bikmo for our electric bikes, and in the small print it stated that when travelling the bikes only insured when they are locked inside the vehicle, which means that even if they are locked to the external bike rack, they wouldn't be covered. I then looked at the Caravan and Motorhome Club website, and found that they have a deal with Bikmo that has additional cover for bikes locked onto racks on the outside of the vehicle. They also have 12 months cover for the price of 11, so I clicked through the link, put my membership number into the box and it all went through fine. The policy paperwork specifically mentions the C&MC additional cover, so I'm satisfied that I have the cover I want.

 

[pagey]

Camc added our e bikes to our house ins free

^{_{Subscribers  do not see these advertisements}}

 

[Lenny HB]

M & S house insurance covers bikes up to 3k & I think you can extend the 60 days.

 

[Barryh]

Ours are added to our Saga home insurance. We confirmed they are covered on the bike rack provided they are locked on. Covered in Europe as well (for up to 60 day trips I think).

 

[Lenny HB]

Ours are added to our Saga home insurance. We confirmed they are covered on the bike rack provided they are locked on. Covered in Europe as well (for up to 60 day trips I think).

Be very careful with Saga, at renewal read the small print very carefully, they have a habit of changing underwriters and T & C.

We had the bikes covered on the house insurance, one of the conditions was you had to ring them & tell them when going abroad, a few months after renewal I rang them and they said the bikes were only covered in the UK.
At renewal they had changed underwriters and the terms. I canceled the policy as they wanted double the price to cover the bikes, they gave me a full refund for the 3 months.

 

[Chrisvh]

I looked at Bikmo for our electric bikes, and in the small print it stated that when travelling the bikes only insured when they are locked inside the vehicle, which means that even if they are locked to the external bike rack, they wouldn't be covered. I then looked at the Caravan and Motorhome Club website, and found that they have a deal with Bikmo that has additional cover for bikes locked onto racks on the outside of the vehicle. They also have 12 months cover for the price of 11, so I clicked through the link, put my membership number into the box and it all went through fine. The policy paperwork specifically mentions the C&MC additional cover, so I'm satisfied that I have the cover I want.

Hope it was what you are after. I went through the policy with a fine tooth comb and felt Bikmo provided the best and most flexible cover. Ours travel inside fortunately.

 

[VXman]

Bicycle insurance | Cycle insurance | Feefo Platinum Award 2024

With cycling becoming increasingly popular, Cycle Insurance from Eversure offers great cover from just £1.81

www.eversure.com

Seems to cover what I need and was only £40. It's a pain that it needs to be secured with a gold category lock to an immovable object when in our garage at home.

^{_{Subscribers  do not see these advertisements}}

 

[Pausim]

Bicycle insurance | Cycle insurance | Feefo Platinum Award 2024

With cycling becoming increasingly popular, Cycle Insurance from Eversure offers great cover from just £1.81

www.eversure.com

Seems to cover what I need and was only £40. It's a pain that it needs to be secured with a gold category lock to an immovable object when in our garage at home.

The gold category lock was a stumbling point for us. They all seem to require a through frame fitting but our Gocycles don’t have that sort of frame. This was one of the reasons we ended up with specialist home cover because there were far fewer restrictions on the policy.

For my own peace of mind I did manage to fit immovable ground anchors in our garage and attach hefty bike security to them but the locks were not gold category.