Post Addresses if you're full time.

[Dave46049]

What do people use for contact address if they are full-time - do you get any complications ( banking etc )?

I know some folks have a home they keep / rent out or have relatives - but is there anyway of being truely "homeless" with a Motorhome!

Thanks

 

[Carpmart]

What do people use for contact address if they are full-time - do you get any complications ( banking etc )?

I know some folks have a home they keep / rent out or have relatives - but is there anyway of being truely "homeless" with a Motorhome!

Thanks

Not without complications.

Much better to persuade a family member to help you out!!

 

[bigtwin]

Have a look at www.boatmail.co.uk

Ian

 

[I2C]

We used our daughters for 6 months when we full-timed, if that hadn’t been an option we’d have used www.boatmail.co.uk as mentioned by bigtwin.

 

[Minxy]

You also need to check your MH insurance if you don't have a home address as that could mean you end up with your existing policy being void and having to pay 'genuine' full time insurance which is expensive.

 

[Brains]

What do people use for contact address if they are full-time - do you get any complications ( banking etc )?

I know some folks have a home they keep / rent out or have relatives - but is there anyway of being truely "homeless" with a Motorhome!

Thanks

In short, no, you can not be homeless AND have any form of responsibility, such as owning a motorhome.

If you want to disappear off the grid and become homeless, get rid of all your possessions, bank cards, doctor, dentist and voting rights
If however you wish to at some point return or indeed keep a vehicle, a doctor a dentist and the right to vote or buy stuff
Then you need an address.

The simplest address is a friend or relative.
To make it 'official' you simply get an AST from WH Smiths (Assured Shorthold Tenancy document) and rent their garden shed or garage for £1 a month.
You can then register to vote, get a doctor, get on the local housing list, get a dentist, (even if you never intend on using any of them) have the bank send you statements and insure and tax your motorhome.

It means you 'exist'

One of my sisters was largely 'off grid' for many years.
She then died. (Leaving debts all over the place, which only slowly came to light over the next 2-3 years)
That was 2017.
I'm still trying to sort out the mess today, 7 years later, with no end of the 'administrate period' in sight as so little proof of her existence.
There is money, that she did not know she had (as no address) that I'm still finding (last lot, over £5k, in December) and I have trouble on obtaining as I can't prove anything.

 

[Brains]

I see someone has obviously been reading this thread nearly a year later.

An update on the post above is:
I'm still trying to obtain the £5k we 'found'.
They admit it's ours (The Executors), all we have to do is prove it.
And therein lies the rub.

It's simple all you need is:

A utility bill. No. None.
How about a mobile phone bill. Nope.
A registered doctor, surely everyone has one of those. Not my sister.
A Bank ?
Proof of employment ?

DSS records ? - No, none.
Property ownership - No she owned no property
OK, a Rental agreement ? No, never rented in her name.
Credit Rating ? Voting card ? Bus pass? Trade Union membership?

They would even accept a Library card, if she had one.
Or Gym membership, had she been a member.

Even her death certificate is not in English as she died abroad with a foreign address.

At the moment we are in stalemate.
They have something which they need to give to the owners.
They accept we are the owners (on the basis there is no one else and our names match)

But there is zero proof.
As the only address they have for my sister was the family home, which was sold a quarter of a century ago.
(And it's a property they are unable to find as location names have changed since)

 

[TonyC123]

The simplest address is a friend or relative.
To make it 'official' you simply get an AST from WH Smiths (Assured Shorthold Tenancy document) and rent their garden shed or garage for £1 a month.
You can then register to vote, get a doctor, get on the local housing list, get a dentist, (even if you never intend on using any of them) have the bank send you statements and insure and tax your motorhome.

Apologies for raking over such an old thread, but it really got me thinking - and if you dont mind, I have a couple of questions about it?

I live full time on a boat, planning to move into a campervan early next year - so I am familiar with these challenges of maintaining an official address whilst not actually living in one.
Thank Heavens my daughter has allowed me to use her address, but its always good to have an emergency option up one's sleeve if things go wrong.
So for drivers, these mail handling companies are no longer an option.
I understand that DVSA in the last few years have refused to accept mail handling addresses as a home address. A boater friend found this out the hard way about 18 months ago. He had been using Expost, but during an interaction with DVSA about his car, he was told they no longer acknowledged his address.
He persuaded a family member to let him use their address, but it brought home to me how dependent full time boaters and van dwellers are on the goodwill of family and friends.
Without my daughter, I dont know how I would have kept my driving license tbh.
It seems the banks and even the NHS will still accept a mail handling address - but if you need a driving license, then you must have some sort of valid address.

So my question is this - can a person who is renting a flat legally sign off a rental agreement for some corner of their rented property? My guess would be absolutely not- not even some sort of nominal or 'ghost' tenancy in a shed.
The landlord would have some serious questions if they found out, even if it wasn't specifically forbidden by their tenancy conditions.
So to set up this kind of address you need someone who actually owns their house, right?

But the other problem I envisage is that if the householder lives alone, the local council could stop their reduced council tax bill for single occupancy, if they get wind of another person 'living' there.
A boater I spoke to said his sister had to battle for months with her local council to aviod paying extra council tax based on them thinking that her brother (the boater) was living at her address.

It seems like there's no simple way for the authorities to accept or manage the fact that someone lives in a road vehicle, or a boat. Even as things stand, with more than half a million UK people now living in vehicles, there is still no formal recognition of this status by DVSA - in the sense that they still insist on there being a valid postal address on your license.

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[Brains]

Apologies for raking over such an old thread, but it really got me thinking - and if you dont mind, I have a couple of questions about it?

I live full time on a boat, planning to move into a campervan early next year - so I am familiar with these challenges of maintaining an official address whilst not actually living in one.
Thank Heavens my daughter has allowed me to use her address, but its always good to have an emergency option up one's sleeve if things go wrong.
So for drivers, these mail handling companies are no longer an option.
I understand that DVSA in the last few years have refused to accept mail handling addresses as a home address. A boater friend found this out the hard way about 18 months ago. He had been using Expost, but during an interaction with DVSA about his car, he was told they no longer acknowledged his address.
He persuaded a family member to let him use their address, but it brought home to me how dependent full time boaters and van dwellers are on the goodwill of family and friends.
Without my daughter, I dont know how I would have kept my driving license tbh.
It seems the banks and even the NHS will still accept a mail handling address - but if you need a driving license, then you must have some sort of valid address.

So my question is this - can a person who is renting a flat legally sign off a rental agreement for some corner of their rented property? My guess would be absolutely not- not even some sort of nominal or 'ghost' tenancy in a shed.
The landlord would have some serious questions if they found out, even if it wasn't specifically forbidden by their tenancy conditions.
So to set up this kind of address you need someone who actually owns their house, right?

But the other problem I envisage is that if the householder lives alone, the local council could stop their reduced council tax bill for single occupancy, if they get wind of another person 'living' there.
A boater I spoke to said his sister had to battle for months with her local council to aviod paying extra council tax based on them thinking that her brother (the boater) was living at her address.

It seems like there's no simple way for the authorities to accept or manage the fact that someone lives in a road vehicle, or a boat. Even as things stand, with more than half a million UK people now living in vehicles, there is still no formal recognition of this status by DVSA - in the sense that they still insist on there being a valid postal address on your license.

Yes, you are broadly correct, if you don't have a bricks and mortar static address you have a problem will all things official.

In short if a single person lives in a house they (quite correctly) get various reductions in prices of things, if they have another (Ghost) resident then they pay full price. So it's something you need to be careful of.

Sub-letting the broom cupboard of a rented property is specifically not permitted on the standard AST document.
However, there is nothing stopping you having a discussion with the Landlord who can add another name to the tenancy.
However it would then mean you would be 'jointly and severally liable' for all costs on the property, if for example the other tenants got behind in the rent , or did a runner, or trashed the place.

So the best bet is to have a good friend or relative with a second home, they may then be quite happy to have you as an official full time tenant paying a monthly fee, (£1+), plus they use it as they always have, so for the local council it appears to be just another rented property.

Second best is the 'rent the shed' scenario for a relative. Ideally not one living alone.

You need to be able to register to vote, get on the GP & dentist list, bank accounts, insurance etc.

 

[Gromett]

I see someone has obviously been reading this thread nearly a year later.

An update on the post above is:
I'm still trying to obtain the £5k we 'found'.
They admit it's ours (The Executors), all we have to do is prove it.
And therein lies the rub.

It's simple all you need is:

A utility bill. No. None.
How about a mobile phone bill. Nope.
A registered doctor, surely everyone has one of those. Not my sister.
A Bank ?
Proof of employment ?

DSS records ? - No, none.
Property ownership - No she owned no property
OK, a Rental agreement ? No, never rented in her name.
Credit Rating ? Voting card ? Bus pass? Trade Union membership?

They would even accept a Library card, if she had one.
Or Gym membership, had she been a member.

Even her death certificate is not in English as she died abroad with a foreign address.

At the moment we are in stalemate.
They have something which they need to give to the owners.
They accept we are the owners (on the basis there is no one else and our names match)

But there is zero proof.
As the only address they have for my sister was the family home, which was sold a quarter of a century ago.
(And it's a property they are unable to find as location names have changed since)

Just a thought, can you not get a copy of her birth certificate, your parents birth certificate and your birth certificate?
Those three in combination may prove you have the relationship you say you have?

I have no idea about these things but it just sprung to mind as a possibility?

 

[Brains]

Just a thought, can you not get a copy of her birth certificate, your parents birth certificate and your birth certificate?
Those three in combination may prove you have the relationship you say you have?

I have no idea about these things but it just sprung to mind as a possibility?

The post was put up in Jan 2024.
Here we are nearly 2 years later.
My sister died in 2017
No change.

They are not questioning that I'm her brother, as you say that is easily provable.
They are also not questioning that I'm the Executor for her estate, again easily provable.

The issue is they now want an original deed of probate.
You can pay £3.50 to the registration authorities and get as many copies as you like. (Which they have) and they can easily go on line to check.

What they now want is the original deed of probate.

Apparently this would have been got by the Solicitor who dealt with her death.
I've asked them several times, but it now appears I have to engage them to see if they have the document, as normally they would pass this onto the next of kin, who would have been my mother who died in 2020.
I'm also her executor, I dealt with all her paperwork from about 2018, I've never seen an original deed of probate.

Basically they are saying the on-line proof, which I can not fake, is not as good as the original paper, which I'm sure with a decent printer I could knock one up in an afternoon.

 

[Gromett]

The post was put up in Jan 2024.
Here we are nearly 2 years later.
My sister died in 2017
No change.

They are not questioning that I'm her brother, as you say that is easily provable.
They are also not questioning that I'm the Executor for her estate, again easily provable.

The issue is they now want an original deed of probate.
You can pay £3.50 to the registration authorities and get as many copies as you like. (Which they have) and they can easily go on line to check.

What they now want is the original deed of probate.

Apparently this would have been got by the Solicitor who dealt with her death.
I've asked them several times, but it now appears I have to engage them to see if they have the document, as normally they would pass this onto the next of kin, who would have been my mother who died in 2020.
I'm also her executor, I dealt with all her paperwork from about 2018, I've never seen an original deed of probate.

Basically they are saying the on-line proof, which I can not fake, is not as good as the original paper, which I'm sure with a decent printer I could knock one up in an afternoon.

Ah sorry. I didn't understand the full thing. I guessed it would be a pointless idea, but thought I'd share it just in case

Hopefully you can get this resolved soon. Things like this must make a painful situation much worse than it needs to be