been to the vets today to get a check up on the new addition. Mentioned pet insurance, the reply was the company that I have selected are renowned as bad payers whom question every claim. So, no fool (quiet those that no me) I came home and checked online and low and behold, more negative stuff than trying to get a new fiat backwards.!! All what the vet had said, up to 6 months for a claim to be satisfied etc etc. so any how as im still in the cooling off period I though I would check a few others. All seem to be the same, promising the earth and delivering nothing. Included in one story was a dog that had some ligament damage, yet was told by the insurer (pet plan on this occasion) would not pay up as it was not an illness? Therefore is it best with your fingers crossed and regular payments under the bed? I got a cheap policy for all I wanted was an emergency covered ie ran over sudden collapse etc. What do other pet owners think?