No option... F/T insurance (1 Viewer)

[Fletton]

Insurance due today....
Prevoius 2 yrs have been £350 then £354 last year....

Been leaving it .. and pondering...
Could have just renewed with CC and "blagged" it for £380.. or less with others...

But felt I had to be above board.. so rang Comfort and took their full-timer policy...

£1330.85 ... Ouch!.. but on the plus side... I (hopefully) won't have to wriggle IF owt happens... and I do feel better inside in some respects...

 

[tonka]

OUCH,,,

But when you compare that to a young driver who will be paying double that figure for an old Corsa

 

[Ondrej]

I was quoted 2050,- from Adrian flux

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[Figaro]

Out of interest, when does using the motorhome a lot, change to becoming a fulltimer to the point where you need fulltimers cover ?

 

[klaatu]

Out of interest, when does using the motorhome a lot, change to becoming a fulltimer to the point where you need fulltimers cover ?

When you no longer own or rent a property.

 

[laird of Dunstan]

I pay £1400.00 for normal insurance ,its because of the valuation of the MOHO

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[ROB1CHELSEA1]

Seems a lot to me, I was paying around £350 for a year with Comfort then went full time with them and now paying around £700

Rob

 

[Allanm]

I pay £1400.00 for normal insurance ,its because of the valuation of the MOHO

How much is your van worth? I was paying £254 for a van that cost me just shy of £60k
By my calculation, your van must be worth £330k!

 

[laird of Dunstan]

How much is your van worth? I was paying £254 for a van that cost me just shy of £60k
By my calculation, your van must be worth £330k!

I had trouble finding insurance for a van that was valued at £120k , it also possibly because its a "company vehicle "

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[Fletton]

Seems a lot to me, I was paying around £350 for a year with Comfort then went full time with them and now paying around £700

Rob

I'm thinking I should call them...

Whilst I gave them my payment details on 12th (which they confirmed went thru for £1,330.85)... and immediately emailed docs etc to me..... as yet there is no cleared payment showing.. and only £880 on my account showing as "uncleared"... but I am unable to see detail ... and I'm sure there is nothing other than insurance to clear!... odd!..

Edit: however, I Am (MH) showing as being insured on the MID database ...

 

[Manic]

Comfort won't give Fulltime insurance if you vehicle worth less than £25k.

 

[maz]

Insurance due today....
Prevoius 2 yrs have been £350 then £354 last year....

Been leaving it .. and pondering...
Could have just renewed with CC and "blagged" it for £380.. or less with others...

But felt I had to be above board.. so rang Comfort and took their full-timer policy...

£1330.85 ... Ouch!.. but on the plus side... I (hopefully) won't have to wriggle IF owt happens... and I do feel better inside in some respects...

What annual mileage have you gone for? With Comfort, there's a big hike in the premium with each mileage band for full timing. My premium this year was just over £600 but I lowered the mileage as I won't be travelling around much this year before the van has to be sold.

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[maz]

I pay £1400.00 for normal insurance ,its because of the valuation of the MOHO

Good grief! However much is your van valued at?

 

[Fletton]

What annual mileage have you gone for? With Comfort, there's a big hike in the premium with each mileage band for full timing. My premium this year was just over £600 but I lowered the mileage as I won't be travelling around much this year before the van has to be sold.

@maz same as previous 2yrs.. 10k...
I've averaged bout 9k pa over last two.. or there abouts...

 

[Lenny HB]

I had trouble finding insurance for a van that was valued at £120k , it also possibly because its a "company vehicle "

The company vehicle bit has probably put quite a hike on it also once you go to a van over a 100k insurance appears to rocket from 300 quid up to 800-1000.

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[Fletton]

I'm thinking I should call them...

Whilst I gave them my payment details on 12th (which they confirmed went thru for £1,330.85)... and immediately emailed docs etc to me..... as yet there is no cleared payment showing.. and only £880 on my account showing as "uncleared"... but I am unable to see detail ... and I'm sure there is nothing other than insurance to clear!... odd!..

Edit: however, I Am (MH) showing as being insured on the MID database ...

What an IDIOT !!!.... disregard all of that...
Just realised.... Forgot the 500 overdraft on the "available" balance... Oh Please!!. Duhh!

 

[maz]

@maz same as previous 2yrs.. 10k...
I've averaged bout 9k pa over last two.. or there abouts...

That accounts for the high premium with Comfort then. I usually only do about 3000 miles a year.

 

[laird of Dunstan]

The company vehicle bit has probably put quite a hike on it also once you go to a van over a 100k insurance appears to rocket from 300 quid up to 800-1000.

i used my local broker whom i know quite well and he said that there was only one underwriter who would do the insurance ,the problem would appear that it is a company vehicle (tax reasons) and im the named driver

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[Dorset Diver]

£421 for pan European cover away for as long as we like. Van in excess of £100k. NFU Mutual, Chichester branch; call 01243 784022. No insistence on alarm or tracker although I do have them fitted.

 

[John & Joan]

I was paying £1400 Full Time with (AVIVA) Comfort on a 1992 Hymer S700 I enquired about mileage and was told it made no difference to the premium if I restricted it. I think age was also contributing as I was 73. When I dropped Full Time cover after going back to bricks and mortar they wanted £700+ with storage location restrictions Airsports Insurance Brokers (AIB) were £350 with no storage restrictions..

 

[McGeemobile]

We're with Safeguard, and just renewed at £670. I also checked that it was for 365 days cover for anywhere in the EU. They did ask though if we lived in it full time, which we don't. Because of the value of the motorhome they insisted on a tracker when we took out the original insurance and this cost us about £600 for 3 years

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[CazPaul]

Its a bit like any insurance, everybody gets quoted massive differences, even from the same firm.
Sometimes I think its who answers the phone and what mood their computer is in at that particular moment.

 

[JockandRita]

What an IDIOT !!!.... disregard all of that...
Just realised.... Forgot the 500 overdraft on the "available" balance... Oh Please!!. Duhh!

That was funny.

I do admire your honesty John.

Cheers,

Jock.

 

[JJ]

Insurance companies and bookmakers both profit from the fact that most folk know very little about odds.

I've been fulltime for decades.

Never had so called "fulltime" insurance.


JJ

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[pappajohn]

I had trouble finding insurance for a van that was valued at £120k , it also possibly because its a "company vehicle "

I read that as 'tax relief' vehicle...

 

[pigginchilli]

Insurance companies and bookmakers both profit from the fact that most folk know very little about odds.

I've been fulltime for decades.

Never had so called "fulltime" insurance.


JJ

lol us too.

 

[Fletton]

lol us too.

Then pray tell....
I have no fixed address and no proof of rental agreement or utility bills or electrol role ...
I do have a c/o address for mail...

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