No Claims Discount

bri

Joined
Oct 2, 2020
Posts
185
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169
Location
South Yorkshire
Funster No
76,490
MH
BENIMAR BENIVAN 122
Hi friends just wondering if anyone else has changed from car to motorhome and not been able to transfer their NCD.It seems some companies allow the transfer,where others,including caravan and motorhome club,don't. I had years of full ncd up to getting a motorhome in 2022,and had to accept the loss with the company l was ,at that time,with.
I've renewed this time with camc and they don't allow either.Any views on this?
 
A lot of the motorhome insurers use a "block policy" type arrangement grouping all insured together. They don't use NCD but do still account for your general risk.

Slightly disconcerting not to have NCD but did mean when I started the PVC as a second vehicle and would not have been able to apply the NCD still being used by the car, I had an affordable motorhome policy
 

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