N F U Insurance quote.

Jul 29, 2017
907
1,552
Fylde Coast.
Funster No
49,691
MH
Coachbuilt
Exp
Since 1985
Insurance due at end of month so select a few companies to call based very much on feedback on this forum. First call is N F U , well recommended and a local office. First question is, "What is your postcode"? . I give it, "sorry we can't offer insurance in that post code", I respond that the vehicle is not kept there and any way it is the post code for a market town, no nearby cities etc and also that their local office almost shares the same post code, last letter is different. Fell on stony ground, no quote will be given. I accept that some areas will be difficult to insure but really. Won't be asking them again.
 
Feb 21, 2016
4,204
13,745
Uk
Funster No
41,726
MH
C class
Exp
Since 2017
Yes,sometimes there seems to be no logic in how they do business,but they will have their own reasons.
I’m with Comfort and they seem good,but haven’t had a claim.
 

scotjimland

Free Member
Jul 25, 2007
0
-12
.
Funster No
15
MH
.
Exp
.
The post code is the main thing that determines premium, you generally give the post code for where it is normally stored..

but in any case if computer say No .. that's it ..

I used NFU for many years with an RV, no claims, then asked for a quote for my Hymer and the premium was exorbitant .. clearly didn't want my business


Use Comfort now..

Subscribers  do not see these advertisements

 
May 7, 2015
2,916
17,170
West Sussex
Funster No
36,248
MH
Concorde Charisma
Exp
Since May 2015
I reckon that question is really meant as a polite statement.. ..we don't want motorhome business.

I don't think that that's the case as they couldn't have been more helpful when we approached them just two months ago. We took the policy out with them.

Its very odd that they decline to give the OP a quote. I wonder if it depends on the branch? We were recommended to call the Chichester branch specifically. It might be worth giving them a call?
 
Apr 22, 2013
853
600
Cotswolds
Funster No
25,654
MH
Bailey Approach 625
Exp
Since 2011
I call NFU Mutual one year. First question is your car insured with us, when I answered no they said that means we can't insure your motorhome. I stayed with Comfort.

Subscribers  do not see these advertisements

 
Jun 30, 2010
7,752
22,888
Cornwall
Funster No
12,372
MH
1992 VW Auto sleeper Mono
Exp
Since 2005 this time
Had no trouble getting ours done with N F U, their price beat the C&MCs quote hands down. They even threw in free breakdown cover that I didn't want because we are with Green Flag.
 
Jul 22, 2017
388
571
Taunton, Somerset
Funster No
49,581
MH
Van Conversion
Exp
Starting to understand
I've just done mine through Adrian Flux, could not be happier, have been with Saga for years but just to expensive this time.

Subscribers  do not see these advertisements

 
Sep 26, 2011
3,308
7,109
Spalding LINCS
Funster No
18,300
MH
A Class Carthago
Exp
Since 2008
We are with NFU Spalding no probs and very competitive. I think post code can have a lot to do with it ie South Leicester/Market Harborough may be a high risk area according to insurance statistics ?

Subscribers  do not see these advertisements

 

icantremember

LIFE MEMBER
Sep 2, 2010
7,783
15,339
Near to Watton in Norfolk
Funster No
13,512
MH
Hymer T-SL668
Exp
since 2005
I call NFU Mutual one year. First question is your car insured with us, when I answered no they said that means we can't insure your motorhome. I stayed with Comfort.
The first insurance I took with NFU was for a motorhome some years ago ... since then they have continued to cover our motorhomes and in the meanwhile I have taken all my car insurance, home & contents insurance and travel cover over to them... so far with no problems.
images
 
Jun 30, 2010
7,752
22,888
Cornwall
Funster No
12,372
MH
1992 VW Auto sleeper Mono
Exp
Since 2005 this time
I got a quote with NFU Mutual, but they won't give me breakdown cover??




All I can say is that WE were offered/told it was included, we said we didn't want it, they said well it's there if you need it.
We don't need it, we have Premium Cover from Green Flag, top cover, all the bells and whistles for about £GB 140 or so. This covers ANY car we are in, and gives us peace of mind when driving our 1993 M/Home.
We have heard horror tales from our friends about AA and RAC trying to be recovered. One friend with the AA broke down, the AA Recovery turned up, the first thing the AA Recovery driver did was run a tape measure over his M/H, then told him he was 200 mm over length! to be recovered under the AA recovery scheme!

Subscribers  do not see these advertisements

 
Aug 18, 2011
10,578
14,453
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
Yes,sometimes there seems to be no logic in how they do business,but they will have their own reasons.
I’m with Comfort and they seem good,but haven’t had a claim.

Comfort would not cover me because i park in the car park to the rear of my flat,,BUSBY.
 
Dec 24, 2009
1,034
15,551
bedworth warks
Funster No
9,712
MH
c class
Exp
2009 previously a tugger for thirty years
Sedge well remembers having an argument with an insurer, who refused Flood cover on a business premises at the top of a hill - from whence it dropped down and bottomed out at the river bridge in Bewdley. It's a couple of miles - quite possibly why the name of the road is 'Long Bank' she thinks. She even printed out the OS map showing the contours, with the building printed upon it.

But nope - we don't cover this postcode because it's in a river valley and therefore far too much at risk.

She's been waiting for the Wyre Forest to disappear under the water of the new lake ever since!
 
Top