Motorhome insurance (1 Viewer)

Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
Hi guys , new to Motorhoming, first Motorhome is a swift edge 494 2020,
I’m 40 years old , 0 years Motorhome NCB , although 7 years on car , using for social only , kept on drive with security ie wheel clamp , wheel lock , thatcham approved tracker and imobiliser , no driving convictions , requested fully comp and I’m being quoted £1000 cheapest , does this seem right as it seems average Moho insurance is £3-500 , im thinking maybe it’s the £1000 as i have no NCB, can anyone advise ? Many thanks in advance
 
Feb 22, 2011
9,982
20,633
Newcastle under Lyme
Funster No
15,397
MH
Hymer B544 A Class
Exp
Since 2015
Seems a lot to me.
Where have you tried for quotes ?
AIB and Comfort are specialist motorhome brokers and both popular on here.
I don't think any will use your car NCB but AIB will look at your record and if claim free will take it into account
I'd be inclined to try them.
BTW. w2f
 
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OP
OP
steveswift
Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
Hi I just used go compare Motorhome insurance comparison site , only 5 companies out of 15 quoted , I’ll try the 2 you refer to , many thanks
 
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May 31, 2015
11,825
45,217
Cornwall
Funster No
36,638
MH
Ducato PVC
Exp
Getting Better
Hi I just used go compare Motorhome insurance comparison site , only 5 companies out of 15 quoted , I’ll try the 2 you refer to , many thanks
Compare sites are no good for motorhomes, have a look in the resources section on this forum, reviews and recommendations in there…😎

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steveswift
Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
Hi I just used compare Motorhome insurance comparison site , only 5 companies out of 15 quoted , I’ll try the 2 you refer to , many thanks
Compare sites are no good for motorhomes, have a look in the resources section on this forum, reviews and recommendations in there…😎

Thanks I’m awaiting a call back with quotes from AIB , will look into others after
 
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OP
OP
steveswift
Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
Seems a lot to me.
Where have you tried for quotes ?
AIB and Comfort are specialist motorhome brokers and both popular on here.
I don't think any will use your car NCB but AIB will look at your record and if claim free will take it into account
I'd be inclined to try them.
BTW. w2f
 
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Oct 18, 2021
2,123
6,401
Mid Devon
Funster No
84,940
MH
Adria Compact SC
Exp
Camping since 1954, MoHo 2022
I’ve posted this elsewhere recently so it’s relevant:

“After obtaining a few different quotes for Mrs Orion’s impending car insurance renewal, and finding they are all within a £15 spread, I did the same for the soon to be delivered MoHo.

Obviously all the brokers/insurers were provided with the same details which briefly are: Late 60’s 2 drivers, (myself as main with no direct NCB to transfer but 20+ years as named driver plus company fleet driving with no claims), in a ‘safe’ semi-rural postcode with off-road parking for new £90k value Fiat/Adria van with all the reversing, dashcam and Vanbitz gizmos fitted. Quotes that came back were all fully comp, protected NCB and more or less the same Euro cover and excesses - no breakdown or additional personal cover required.

Here’s how they stacked up:

NFU £1121
Safeguard. £802
Caravan Guard £677
AIB £506
Comfort £483
LV £352”

All were phone quotes. LV use the base vehicle only for the quotation ie ‘Fiat, Motorcaravan, Ducato 2.2, etc. and we’re not interested in alarm or tracker installation.
 
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Lunarfan

Free Member
Nov 21, 2022
5
2
Shropshire, UK
Funster No
92,562
MH
Lunar 620 SGL
Exp
Since 2010
I have been with Adrian Flux for 10yrs now and always found them brilliant to do business with. Last 3yrs no increase on premium.
 
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OP
OP
steveswift
Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
I’ve posted this elsewhere recently so it’s relevant:

“After obtaining a few different quotes for Mrs Orion’s impending car insurance renewal, and finding they are all within a £15 spread, I did the same for the soon to be delivered MoHo.

Obviously all the brokers/insurers were provided with the same details which briefly are: Late 60’s 2 drivers, (myself as main with no direct NCB to transfer but 20+ years as named driver plus company fleet driving with no claims), in a ‘safe’ semi-rural postcode with off-road parking for new £90k value Fiat/Adria van with all the reversing, dashcam and Vanbitz gizmos fitted. Quotes that came back were all fully comp, protected NCB and more or less the same Euro cover and excesses - no breakdown or additional personal cover required.

Here’s how they stacked up:

NFU £1121
Safeguard. £802
Caravan Guard £677
AIB £506
Comfort £483
LV £352”

All were phone quotes. LV use the base vehicle only for the quotation ie ‘Fiat, Motorcaravan, Ducato 2.2, etc. and we’re not interested in alarm or tracker installation.
Hi many thanks for that I’ll give them a call

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Upvote 0
OP
OP
steveswift
Nov 19, 2022
114
63
Funster No
92,538
MH
swift edge 494
I’ve posted this elsewhere recently so it’s relevant:

“After obtaining a few different quotes for Mrs Orion’s impending car insurance renewal, and finding they are all within a £15 spread, I did the same for the soon to be delivered MoHo.

Obviously all the brokers/insurers were provided with the same details which briefly are: Late 60’s 2 drivers, (myself as main with no direct NCB to transfer but 20+ years as named driver plus company fleet driving with no claims), in a ‘safe’ semi-rural postcode with off-road parking for new £90k value Fiat/Adria van with all the reversing, dashcam and Vanbitz gizmos fitted. Quotes that came back were all fully comp, protected NCB and more or less the same Euro cover and excesses - no breakdown or additional personal cover required.

Here’s how they stacked up:

NFU £1121
Safeguard. £802
Caravan Guard £677
AIB £506
Comfort £483
LV £352”

All were phone quotes. LV use the base vehicle only for the quotation ie ‘Fiat, Motorcaravan, Ducato 2.2, etc. and we’re not interested in alarm or tracker installation.
Many thanks secured a quote at £560 with AIB, however tried LV too , surprisingly , their quote was over £2000! That said , im very happy with the £560 quote with AIB , thanks again
 
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