Motorhome Breakdown Cover vs Car Breakdown Cover

Jan 10, 2013
4,673
3,920
Near Uttoxeter and Crete
Funster No
24,227
MH
Frankia i740 Plus
Exp
Still trucking and learning
How come Safeguard can insure our motorhome and provide 12 months breakdown cover in Europe for just over £300 p.a. but with the AA it costs anywhere between £233 and £341 p.a. purely for European breakdown cover (no insurance cover) for our car plus £95 UK breakdown cover when the car is worth about 25% of the value of the motorhome? It just doesn't make sense to me or am I being dim??
Any advice welcome.
 
Apr 11, 2011
1,748
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Normandie
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16,005
MH
A class
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On & off, since 1966 - fulltime since 2005
While Adac covers ANY vehicle owned or driven, throughout Europe, for under €80 ....................
 
Aug 18, 2011
6,341
6,094
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
And ADAC cover MOROCCO .....BUSBY:)
 
OP
The Dudess
Jan 10, 2013
4,673
3,920
Near Uttoxeter and Crete
Funster No
24,227
MH
Frankia i740 Plus
Exp
Still trucking and learning
Would have liked ADAC cover as I have heard they are very good, but have also read that they are not accepting any new members from outside Germany - something to do with a disagreement they have had with the AA.................... unless anyone knows any different?
 

Lostasusual

Free Member
Sep 13, 2014
7
4
Devon
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33,318
MH
Autotrail tracker fb
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On and off for many years
Here's a bit of news that might be of interest concerning UK and European breakdown. I learnt today that, despite incorrectly printed mail shot information, the new Nationwide FlexPlus current account @ £10 per month gives you full coverage for all vehicles you own including motorhomes up to 7.5 ton, up to 8m in length. You also get the worldwide holiday insurance and a number of other extra services. It seems like a pretty good deal to me.
I'd been struggling with what way to jump having AA membership that didn't seem keen suitable to cover my motorhome at 3.65ton + separate holiday insurance cover.
Has anyone else made use of the Nationwide account offering as a motorhome breakdown solution?
 
Oct 27, 2013
543
378
Salisbury, Wiltshire
Funster No
28,765
MH
Coachbuilt
Exp
Since July 2012
Just looked through the "At a Glance Summary of Features" from my Nationwide Flex Plus Account. UK & Europe breakdown & recovery specifically excludes .... motorcycles, motorhomes, caravanettes, commercial vehicle, etc., etc. (Page 8). Also, vehicles must be less than 7.0 metres in length, 2.3 metres wide, 3 metres high & weigh less than 3.5 tonnes fully loaded.

Think I'll be making a call tomorrow for clarification. :confused:
 

TheBig1

LIFE MEMBER
Nov 27, 2011
11,229
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Dorset
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A class
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many many years! since I was a kid
I was told by an AA mechanic that the ADAC cover is no longer valid. ADAC were paying only a small amount of the breakdown recovery cost, making the tie up not financially viable. It wasn't too bad covering German holiday makers on a reciprocal agreement, but when large numbers of Brits signed up it all reached breaking point

Until ADAC can renegotiate the cover or find a new partner, it wont pay them to take on new British customers

That's what I was told anyway
 
Aug 18, 2011
6,341
6,094
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
I was told by an AA mechanic that the ADAC cover is no longer valid. ADAC were paying only a small amount of the breakdown recovery cost, making the tie up not financially viable. It wasn't too bad covering German holiday makers on a reciprocal agreement, but when large numbers of Brits signed up it all reached breaking point

Until ADAC can renegotiate the cover or find a new partner, it wont pay them to take on new British customers

That's what I was told anyway
Well a mechanic would know...BUSBY...
 
Oct 27, 2013
543
378
Salisbury, Wiltshire
Funster No
28,765
MH
Coachbuilt
Exp
Since July 2012
Result! Just rang Nationwide and Lostasusual is spot on. Apparently the underwriters changed their conditions, etc. in the last few weeks. Therefore all motorhomes up to 7.5 tonnes & 8 m long are covered for UK & European breakdown & recovery through FlexPlus. No registration of vehicles needed. (y)(y)(y)
 

Lostasusual

Free Member
Sep 13, 2014
7
4
Devon
Funster No
33,318
MH
Autotrail tracker fb
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On and off for many years
Ninovan - Re Nationwide cover. Also received confirmation email from them that the breakdown cover applies to your spouse's use of your vehicles. It seemed to be another grey area due to lack of up to date T&C.
Britannia runs the service.
 
Nov 12, 2014
1,678
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Trowbridge
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Renault Master
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2012
I'm struggling with this at the moment as well. Arrival seems the best option but as I'm already an rac member they are being funny about payments (I'm on monthly and they only offer annual for arrival) plus

The nationwide Web site still says motorhomes are excluded and rescuemycar have a height restriction of 2.40

Agggggggggg
 

Debs

LIFE MEMBER
Jun 9, 2014
5,073
40,694
Funster No
31,908
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Adria Vision
I'm struggling with this at the moment as well. Arrival seems the best option but as I'm already an rac member they are being funny about payments (I'm on monthly and they only offer annual for arrival) plus

The nationwide Web site still says motorhomes are excluded and rescuemycar have a height restriction of 2.40

Agggggggggg
Not 100% sure but I thought you also had to be a member of the c&cc for arrival. Also I seem to remember there was a discussion about this a few weeks ago as to the difference in prices paid (and whether you had european cover or not)
 
Nov 12, 2014
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There was.. I've been searching. As a new customer RAC will do arrival including membership of c&cc but as an existing member they will charge me more money, not include the membership and prevent me from paying monthly as I have for years as an RAC member. One of those I could have put up with but all 3 added together is winding me up.

Although I'm struggling to find an alternative
 

Debs

LIFE MEMBER
Jun 9, 2014
5,073
40,694
Funster No
31,908
MH
Adria Vision
There was.. I've been searching. As a new customer RAC will do arrival including membership of c&cc but as an existing member they will charge me more money, not include the membership and prevent me from paying monthly as I have for years as an RAC member. One of those I could have put up with but all 3 added together is winding me up.

Although I'm struggling to find an alternative
Isn't ADAC plus what you need?, again thought I'd read it on here
 
Nov 12, 2014
1,678
2,724
Trowbridge
Funster No
34,213
MH
Renault Master
Exp
2012
Isn't ADAC plus what you need?, again thought I'd read it on here
Seems to be some confusion about whether they are still doing it for UK customers and I don't like the idea of having the rug pulled because the cover isn't right.

I tried calling the number but realisted meine deutsch was too rusty lol
 

Debs

LIFE MEMBER
Jun 9, 2014
5,073
40,694
Funster No
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Adria Vision
No idea if this will work or if it will disappear up it's own whatnot but this was the thread here
 
Jan 28, 2013
3,223
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Weardale, Co Durham
Funster No
24,456
MH
Coachbuilt
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since 2011
Regarding Adac.. They still use the AA
Still taking membership.. But I think it's for plus only..
You have to phone.. The number has been posted on here numerous times.. They do speak English. (most do.. Or just ask)
 
Nov 12, 2014
1,678
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Trowbridge
Funster No
34,213
MH
Renault Master
Exp
2012
After extensive searching I found another company too.. have asked for some more details and will confirm when I talk with them.
 

Lostasusual

Free Member
Sep 13, 2014
7
4
Devon
Funster No
33,318
MH
Autotrail tracker fb
Exp
On and off for many years
Debs.
I went for Nationwide FlexPlus to get the motorhome breakdown cover for UK and Europe. Their paperwork is still wrong but, for the cost, I can't see a better option.
 
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