How come Safeguard can insure our motorhome and provide 12 months breakdown cover in Europe for just over £300 p.a. but with the AA it costs anywhere between £233 and £341 p.a. purely for European breakdown cover (no insurance cover) for our car plus £95 UK breakdown cover when the car is worth about 25% of the value of the motorhome? It just doesn't make sense to me or am I being dim?? Any advice welcome.