Motorhom parked in (electric) gated home

Feb 6, 2013
81
69
Mirfield West Yorkshire
Funster No
24,583
MH
Burstner Ixeo 680G
Exp
This is my fourth year of motorhoming.
Hi all,

I live in a flat in a small community. There are electric entrance/exit gates. I was going to renew my insurance with Comfort, but they insist on the van being put into storage which is £500pa, (I did have it in storage last year). Does anyone know of an insurer who would cover my vehicle, or do I have to cough up? Finding storage in my area is proving tricky.

Many thanks.
 

Gellyneck

LIFE MEMBER
Jun 5, 2014
3,712
3,143
Auld-Mo's @ Bearpark
Funster No
31,836
MH
C Class
Exp
More than toes wet now!
Some insurers will even cover vehicles "stored" on public highway so think there will be someone out there for your situation.
 
Jun 30, 2013
4,606
6,545
Cotes d'armor, France
Funster No
26,730
MH
Burstner Harmony TI 736 G
Exp
Since 1987
Lots of insures will cover your van parked outside your premises, we have used a few and none insist on the van being in storage.
There are quite a few recommendations in other threads on the forum.
 

TerryL

LIFE MEMBER
Mar 5, 2010
3,755
3,259
North East
Funster No
10,511
MH
Low Profile
Exp
2009
You'll always be able to get it covered no matter where you (legally) park it. Depends on how much you want to pay.
 
Jul 29, 2017
631
546
South Leicestershire
Funster No
49,691
MH
Coachbuilt
Exp
Since 1985
I can't imagine mirfield west Yorkshire being particularly high risk ?
Our post code in Market Harborough appears to be low risk for almost everything except motorhome which is uninsurable with several companies at this postcode cost of storage is less than increase in premium. Sad to say your comment is based on intelligent logic not insurers logic.
 

Badknee

LIFE MEMBER
Aug 25, 2014
5,321
37,848
notloB
Funster No
33,046
MH
Hobby 750 tag.
Exp
Full timing for five years and loving it!
Comfort were totally arsey about parking our moho on our driveway in a gated comunity at our holiday home in a very good postcode. Refused to give me a price so went elsewhere. Our home address postecode is a nightmare for insurance.
 
Oct 2, 2008
2,718
3,333
J10 M40
Funster No
4,247
MH
Bucher Duro 6x6 motorhome
Exp
since 1968
try nfu, they cover most things though not the cheapest
As long as you are not in a really built up area (in some cases) also it pays to contact your local NFU rather than head office :)
 
OP
Julie S
Feb 6, 2013
81
69
Mirfield West Yorkshire
Funster No
24,583
MH
Burstner Ixeo 680G
Exp
This is my fourth year of motorhoming.
Many thanks for all of your excellent replies. More research and phone calls are necessary to compare other insurance company premiums and cost of insurance plus storage. The average age of residents in this very genteel small development is 75, and a good postcode. When I hear of MH's being taken from people's drives I would consider my situation far safer, especially as I have the Vanbitz Strikeback Growler. When that goes off there are 30 flats overlooking the car park all with a clear view of my van.
 
Sep 7, 2017
97
57
Wiltshire
Funster No
50,392
MH
Swift Bolero 714SB
Exp
Since March 2017
As per 2 previous suggestions NFU Mutual is your answer. Contact your local office. They won't be the cheapest but an honest reliable company.

The previous said NFU. NFU are the farmers representatives. You need NFU Mutual who are a separate company and amongst other things are the official insurers to NFU.
 
Sep 26, 2018
50
29
Uk Suffolk, Spain Terrazas de la Torre.
Funster No
56,398
MH
Autosleeper Warwick xl
Exp
I’m a newbi
Hi all,

I live in a flat in a small community. There are electric entrance/exit gates. I was going to renew my insurance with Comfort, but they insist on the van being put into storage which is £500pa, (I did have it in storage last year). Does anyone know of an insurer who would cover my vehicle, or do I have to cough up? Finding storage in my area is proving tricky.

Many thanks.
Hi we just insured are van with A+ on drive was enough, also 270 days European cover.
 
Mar 23, 2012
3,124
6,115
leicester
Funster No
20,245
MH
c class
Exp
1
Our post code in Market Harborough appears to be low risk for almost everything except motorhome which is uninsurable with several companies at this postcode cost of storage is less than increase in premium. Sad to say your comment is based on intelligent logic not insurers logic.
Perhaps m/h have different risk areas to cars it could well be that one parked in a low crime rural area could be more nickable?

OP could also try AIB discount for funsters
 
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