Motorhom insurance declined (1 Viewer)

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Sep 24, 2013
157
152
swansea
Funster No
28,258
MH
Autotrail Dakota
Exp
3 years
Just had my renewal with Caravan Guard declined due to the post code of the storage compound we have used for years. 🙄Can anyone recommend other companies. They suggested Adrian Flux but looked online at reviews and they went good!
 
Jul 27, 2013
891
4,187
Wilts/Oxon border
Funster No
27,149
MH
Van Conversion
Exp
Since childhood!
I was very happy with Safeguard and only moved due to them not insuring my van for business use.
I would avoid AF like the plague after seeing how abysmally they handled my friend's claim when her van was broken into and trashed while parked in her own space at home. :swear2:
 
May 2, 2014
2,284
4,666
Washington
Funster No
31,281
MH
Hymer B 584DL
Exp
17 years + 35 tugging
I have no allegiance to any, keep moving each year. Last two years LV has been cheapest and they do a cheaper one for more than one vehicle. No idea on storage policy though.
 
Jan 20, 2019
850
1,866
Bristol
Funster No
58,131
MH
Pilote G740
Exp
Since 2019
We are with Comfort we use storage on a farm there is CCTV and the gates are locked after 7pm. We needed to have a tracker and alarm. Whilst I was on the phone trying to secure the insurance the customer services person from Comfort was on google maps looking at the location.

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hja

May 8, 2020
1,020
3,321
Lincolnshire
Funster No
70,433
MH
Globecar Summit Prim
Exp
Since 2019
We are with Comfort, but van is on the drive. As Bolti says - until you have to claim .....!
 
Mar 4, 2020
25
13
Sheffield
Funster No
69,158
MH
Coachbuild
Exp
Since 2018
Just had my renewal with Caravan Guard declined due to the post code of the storage compound we have used for years. 🙄Can anyone recommend other companies. They suggested Adrian Flux but looked online at reviews and they went good!
This also happened to me with Comfort insurance. They didn't decline, but the premium went from £340 to £890!! I'm now with Flux....
 
May 7, 2011
4,822
62,827
Cornwall Gorran Haven
Funster No
16,300
MH
T Line 785
Exp
motorhoming since 1979
seconder for SAGA , paid out within a month when my bessacarr motorhomr got written off back in nov 2017 money in bamnk before xmas
 
Feb 16, 2020
2,462
3,369
KT15.
Funster No
68,772
MH
Sunlight. T66. 2019.
Exp
Absolute beginners.
Couple of shouts for AIB already, but I found them really accommodating for non standard vans, and a good price.
Mike.
 
Dec 3, 2007
106
57
bristol
Funster No
963
MH
fiat autotrail imala 730
Exp
since 2005
Just had my renewal with Caravan Guard declined due to the post code of the storage compound we have used for years. 🙄Can anyone recommend other companies. They suggested Adrian Flux but looked online at reviews and they went good!
After shopping around for many years for good priced insurance, i went with liverpool victoria a few years ago, i have the multi car insurance one motor home, one honda jazz, and the wifes smart car i did'nt even shop around in 2022 as the total price was reduced from the previous year, L V works ok for me .!
 

Cal54

LIFE MEMBER
Apr 25, 2014
3,851
63,358
Southport, UK
Funster No
31,130
MH
Leisuredrive Renoir
Exp
Since 1996
I’m currently insured via Motorhome Protect who advertise on here. Had no issues so if price at renewal remains competitive I’ll stay with them. However as said previously, you only really know how good a company is when you need to make a claim.
Mine is off street parking in a designated parking bay adjacent to a property and I found a lot of insurers wouldn't quote because of this.

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Last edited:
Apr 3, 2018
3,835
10,766
Funster No
53,151
MH
PVC
Exp
1995-2004 & 2017》
Just had my renewal with Caravan Guard declined due to the post code of the storage compound we have used for years. 🙄Can anyone recommend other companies. They suggested Adrian Flux but looked online at reviews and they went good!
Lifesure, formally MCIA (Motor Caravan Insurance Agency)... been with them many years now, for both cars and motorhome.. One claim was pain-free and promt
At renewal time they will contact you and quote for your current insurance Company or if they have a better one from another insurance company they will give you option to switch..
usual to swap and change every couple of years or so. 👍
 
Sep 17, 2020
959
3,174
Totton
Funster No
75,977
MH
Bailey Autograph 745
Exp
Since Sept 2020.
Caravan Guard wanted to put my premium up by around £200 last September. Went with Adrian Flux, who were cheaper than CG had been the year before, without any hassle. That said, you only find out how good an Insurance company is when you need to claim ...
 
Mar 23, 2012
9,694
32,749
sleights
Funster No
20,245
MH
c class
Exp
1
This year I searched on compare the market. It came in at £190 compared to £280 from my previous broker one of the well known ones on here. I think the problem with any insurance is you don't know how good it is until you claim and most brokers use several different underwriters so you are just dealing with a middle man.
 
Jun 2, 2017
312
457
Manchester
Funster No
48,883
MH
Dethleff Trend
Exp
5 yrs +
I move around dependant on price/cover and was with Adrian Flux who paid out on a claim ( a 4m long scratch from a tree branch ) on picture evidence without quibble.

After an insurance claim you normally have an axe to grind with someone and few people are likely to post positive reviews.
 
Last edited:
Mar 3, 2022
101
137
Funster No
87,236
MH
Roller Team Toleno L
We use LV as part of a multi vehicle policy. Touch wood no need to claim for the van so far, but we did need to claim on the other car and LV settled very efficiently.

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Jan 16, 2014
1,375
2,553
Surrey
Funster No
29,725
MH
Rapido 854f
Exp
Since 2012
Just had my renewal with Caravan Guard declined due to the post code of the storage compound we have used for years. 🙄Can anyone recommend other companies. They suggested Adrian Flux but looked online at reviews and they went good!
Any recent incidents you are aware of at the compound that have increased the risk?
 
OP
OP
F
Sep 24, 2013
157
152
swansea
Funster No
28,258
MH
Autotrail Dakota
Exp
3 years
No but to be honest it can be a bit ropey there. Good news is we've found better storage ( more expensive though🙄) and nearer to us, so well go with Caravan Guard who gave us the best quote. 😁
 
Sep 10, 2022
145
116
Warrington, UK
Funster No
91,229
MH
Elddis Majestic 125
We use LV as part of a multi vehicle policy. Touch wood no need to claim for the van so far, but we did need to claim on the other car and LV settled very efficiently.
I have a multi car policy with LV but when I asked about adding my Majestic 125 they told me they don’t insure MH so I ended up with Adrian Flux. Will try LV again this year at renewal.
 

Debs

LIFE MEMBER
Jun 9, 2014
6,336
184,917
West Notts
Funster No
31,908
MH
A class Adria Vision
I have a multi car policy with LV but when I asked about adding my Majestic 125 they told me they don’t insure MH so I ended up with Adrian Flux. Will try LV again this year at renewal.
I've had a multicar policy for my car & motorhome for about 3 years with LV Direct. They cover the a class windscreens & plastic windows, I checked after seeing posts on here. There are differences in the cover provided depending where you buy from - you need to check that it is LV direct (y)
 
May 21, 2008
4,296
7,424
Oxford
Funster No
2,767
MH
WildAx Constellation
Exp
Since 2008
I am happy with Safeguard, having claimed twice for damage. It was handled well and I get free AA cover at home and abroad.

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