Motorcycle Insurance

Discussion in 'Motorcycles and Motorhomes' started by Norfolk Nomad, Mar 15, 2018.

  1. Norfolk Nomad

    Norfolk Nomad Funster

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    I haven't ridden a bike in 40 years and have just bought a KTM 390 duke. My problem is the cheapest quote I've found is £600, does this seem high or about right given my lack of experience.
     
  2. Richard and Ann

    Richard and Ann Funster

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    Holy moly! That's dear, my Duke 390 insurance is about £115. I think it's 3rd party fire and theft though. At least there's some money in the kitty to get it fixed up when/if I drop it :D2
    I'm 49 and last rode a bike in 2005, i've been riding a scooter for the last 3 years but I haven't got any no claims for the bike.

    Couple of thoughts.
    Get a big disc lock for it, I bought a £65 xena xx14 and it's listed as one that the insurance company likes (classe SRA).

    Also I always up the excess because I wouldn't ever claim anyway (they have it back off you thrice fold)
     
    Last edited: Mar 15, 2018
  3. Stealaway

    Stealaway Funster

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    £600 does sound a lot - shop around you should get it at less than half that. I don't think you need tell them you have not ridden for years - just take your time getting used to it again.
    Bennetts - Adrian Flux - Carole Nash - Devitt
     
  4. Deleted member 29692

    Deleted member 29692 Deleted User

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    Sounds like a lot for a little bike.

    My 1250 Bandit and my Victory Kingpin cost around £200 each fully comp.
     
  5. hilldweller

    hilldweller Funster Life Member

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    Sounds ridiculous. Unless we all have big no claims bonuses and you don't.

    Keep trying.

    As above, £200 is your target.
     
  6. bigtree

    bigtree Funster

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    Mrs bigtree paid £105 fully comp. and that's with no no claims as she has that on her 690, might be down to your postcode.
     
  7. tacr2man

    tacr2man Funster

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    Try Bennets , I only pay £95 for my Burgman 400 , without noclaims bonus
     
  8. Enword

    Enword Funster

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    Wow that's expensive, I'd not ridden on the road for 29 years so no NCD (675 Street Triple) & last year Carole Nash was £298.00 this year it had gone up by a lot, so went with Bennetts £252 with same cover & more miles, the cheapest quote was £162 but no breakdown etc etc
     
  9. bigtree

    bigtree Funster

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    Got any pictures of your bike?
     
  10. Norfolk Nomad

    Norfolk Nomad Funster

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    Still at the dealers at the moment.
     
  11. Norfolk Nomad

    Norfolk Nomad Funster

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    Got it down to £280 with Adrian Flux, that is with a £1000 excess. Problem is zero no claims on a bike policy.
     
  12. bigtree

    bigtree Funster

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    Is it the new model ?
     
  13. Norfolk Nomad

    Norfolk Nomad Funster

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    No 2016.
     
  14. RogerThat

    RogerThat Funster Life Member

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    Wait until you see how much road tax we have to pay too (when some cars are FREE?!) :mad:

    WTF is that all about?!
     
  15. hilldweller

    hilldweller Funster Life Member

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    Minority group, few votes, screw them.
     

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