Moped insurance (1 Viewer)

[Rudski01]

Morning all

We’ve just purchased a Honda SH3300i scooter, insurance company Zurich has quoted £156/ annum, is this reasonable? Not having motorcycles for many years I have nothing to base it on, all my other vehicles are with Zurich

TIA
Mark

 

[Stealaway]

It sounds OK to me considering the cost of a claim if it gets stolen.
How many miles limit?
You could try Carole Nash insurance they include a free recovery service - if you would want it

 

[David and Sally]

Depends on no claims, accident record, convictions, miles per year, value. But seems about right as I have a 300 cc scoot too & would not argue with your quote.

 

[daveclare]

Not bad. If you plan to use it abroad check how many days they allow. Also check your health/travel insurance as some limit to riding 125cc and below.

 

[Rudski01]

It sounds OK to me considering the cost of a claim if it gets stolen.
How many miles limit?
You could try Carole Nash insurance they include a free recovery service - if you would want it

Thanks, I need to double check but I’m sure that breakdown is included, 2000 mile limit also

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[Richard n Ann]

Thanks, I need to double check but I’m sure that breakdown is included, 2000 mile limit also

That's very reasonable then, mine is about £85 with 8 years no claims and no breakdown insurance. It's the 110cc Honda Vision.

 

[Rudski01]

Not bad. If you plan to use it abroad check how many days they allow. Also check your health/travel insurance as some limit to riding 125cc and below.

Thanks I didn’t realise that, I’ll be sure to read the small print regarding the cc, time away not a problem though

 

[Stealaway]

Thanks I didn’t realise that, I’ll be sure to read the small print regarding the cc, time away not a problem though

It's quite heavy how are you carrying it?

 

[Rudski01]

It's quite heavy how are you carrying it?

170kg, in the garage, but not much else will be in as the rest will be getting shifted up front

 

[Stealaway]

170kg, in the garage, but not much else will be in as the rest will be getting shifted up front

How big is your payload?

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[Rudski01]

How big is your payload?

Should have plenty

 

[nicholsong]

I was interested in the 'Moped' in the thread title, but you stated scooter in the OP.

Are there still mopeds being produced, as with pedals

I used to have a NSU Quickly as a teenager and on some hills one did have to pedal. Top speed on flat 30mph.

This reminds me that I said I will get my motorcycle licence this winter - should be fun doing it in Poland.

 

[Spriddler]

I used to have a NSU Quickly as a teenager and on some hills one did have to pedal. Top speed on flat 30mph.

I remember that they were advertised (as were other makes) as LPA mopeds - LPA meaning Light Pedal Assistance.

 

[Rudski01]

I remember that they were advertised (as were other makes) as LPA mopeds - LPA meaning Light Pedal Assistance.

I am old enough to remember the pedal assist mopeds loved the Honda 90 step through as well

 

[Stealaway]

I am old enough to remember the pedal assist mopeds loved the Honda 90 step through as well

The Fizzy was the ultimate moped.
Every kid of my generation wanted one.

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[Gordo]

Bennetts worth talking to direct

 

[cyberyacht]

Mate of mine had a Quickly. My first motorised transport was a Norman Nippy. I could just about get 40mph in still air on the flat.

 

[DandG5515]

Morning all

We’ve just purchased a Honda SH3300i scooter, insurance company Zurich has quoted £156/ annum, is this reasonable? Not having motorcycles for many years I have nothing to base it on, all my other vehicles are with Zurich

TIA
Mark

That surprises me, I thought Zurich is not renewing any car insurance.

 

[L' Hobo]

Thanks, I need to double check but I’m sure that breakdown is included, 2000 mile limit also

I presume you meant a Honda SH300i.

As its 279cc, you must have a full motorbike licence and experience, if that is full comprehensive with the breakdown etc., that sounds very reasonable.

 

[Rudski01]

I presume you meant a Honda SH300i.

As its 279cc, you must have a full motorbike licence and experience, if that is full comprehensive with the breakdown etc., that sounds very reasonable.

I’ve had a full license since I was 17, yes I meant SH300i, sausage fingers.

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[Rudski01]

That surprises me, I thought Zurich is not renewing any car insurance.View attachment 706270

I’m an existing customer and through a broker

 

[jongood]

The Fizzy was the ultimate moped.
Every kid of my generation wanted one.

They re going for ridiculous money now. I thought about posting a link but ...........

 

[The Wino]

They re going for ridiculous money now. I thought about posting a link but ...........

They have been for a while but it's the same with other bikes from the 1970,s and cars fords especially.

 

[jongood]

They have been for a while but it's the same with other bikes from the 1970,s and cars fords especially.

When Ford's are going for more than Ferrari's you know the world has gone mad

 

[Fdhadi]

Had a Fizzy FS1E myself, had some fun with it.

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[mofurt]

I was interested in the 'Moped' in the thread title, but you stated scooter in the OP.

Are there still mopeds being produced, as with pedals

I used to have a NSU Quickly as a teenager and on some hills one did have to pedal. Top speed on flat 30mph.

Probably the closest modern thing is the S Pedelec (speed pedelec, sometimes called the E Pedelec), which is an electric assist bicycle. But, unlike normal legal ebikes (limited to 250W, no assistance above 25km/h - about 15mph), these can have a 4kw motor and assist up to 45km/h - about 28mph. In some parts of Europe they are effectively classed as bicycles, though there may be different rules about them in different countries. As with ebikes, you have to pedal to get power, it can't just run on a throttle.

In the UK, they are classed as a moped - so you need to have a motorbike license (or for most on here who will have had a car driving license prior to 2001 you can ride them under grandfather rights without a full test or L plates if you do a CBT - later you need a CBT and L plates. I think that's right, but it gets a bit wooly so check - it's just like a moped, class AM).
You can only ride them in places you can legally ride a motorcycle - so no bicycle paths, no disused railway line cycle routes, or cut throughs you'd use on a bicycle etc. You then also need a full sized motorcycle number plate, and insurance, and road tax (though zero rated) and a motorbike helmet, and an MOT once it gets older. Apparently MOT and insurance could be challenging - MOT because a motorbike tester could do it, but most are likely to scratch their heads a bit when you rock up on one, and many insurance companies don't have a clue what they are so won't quote.

I did look into them as a possible commuting machine for my 10 mile journey; I often cycle or take the motorbike rather than the car. Being able to keep pace in traffic whilst getting a bit of exercise on something that costs next to nothing per mile seems like a win - but the startup costs (the bike isn't cheap, registration is a pain, insurance could be expensive even though I've got big motorbikes insured) and hassle don't outweigh the advantages for me whilst I'm still fit enough to cycle it on an unpowered machine.

Buying and riding an S-pedelec in the UK

You know how motorists are always banging on about how cyclists “don’t pay road tax”? Well check out what I’ve been riding. My bike has a number plate and everything. Welcome to the confusing world of speed pedelecs in the UK. I was contacted by Dan Jones, the UK sales manager for Riese und...

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