Hi Jim, will doBad reviews are not allowed in open threads. It encourages drive by assasinations, Yes I've heard they are awful. I had a bad experience with them in 1978, I would never use them again. If you have a bad experience with a company, put it in reviews.
Live Life Now Take a look at the reviews section and it should give you an idea. You can also Google their name, and check out the Google reviews that are returned with the search. Cheers