There are some changing afoot at Lloyds Bank wef July this year which could affect funsters, what's annoying is that this message doesn't show up when you actually log-in to online banking, only if you go to the general Lloyds site! We've been with Lloyds for donkey's years as it's our main bank, but now we'll be looking elsewhere! Please note: From the 1st July 2018, we are making some changes. The Platinum monthly account fee will increase from £17 to £19 per month. For Platinum accounts the Mobile Phone Insurance excess will also change to £100 for all handsets. You will also be limited to 2 successful Mobile Phone Insurance claims per account holder in a 12 month period. Additionally, we will be changing the interest you can earn on Club Lloyds current accounts. The current interest rate of 2% AER/1.98% Gross variable, payable on balances between £1 and £5,000, will reduce to 1.5% AER/1.49% Gross variable. You will still need to pay at least two different Direct Debits each calendar month to earn interest. Full details of these changes and others can be found in the Guide to Changes. I have to admit that I don't like Lloyds on-line banking interface since they split from TSB as it's not so easy to do things like change several standing orders, direct debits etc as it was previously, TSB on the other hand have stuck with the old website system which is much more user friendly.