Letter from Comfort

Discussion in 'Motorhome Insurance General Discussion' started by Chris Laing, Mar 11, 2018.

  1. Chris Laing

    Chris Laing Funster

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    Has anyone else received a letter from comfort about Avivas new policy on Motorhome Insurance?

    Due to the increased number of thefts of Fords they will not insure a motorhome without either a cat 5 Alarm or Tracker.
     
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  2. Wombles

    Wombles Funster

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    They do offer an alternative (lesser) policy with a different underwriter & no problem with other insurers so not as bad as it seems when you receive the letter - it isn't worded well.
     
  3. peterc10

    peterc10 Funster

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    Is there a cat 5 alarm? I thought Categories 5 and 6 were for Trackers.

    When I started using Comfort last year they were not interested in the fact that I had a Cat 1 alarm, all they insisted on was a Cat 5 or 6 Tracker. Not had any letters from them lately though.
     
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  4. Theonlysue

    Theonlysue Funster Life Member

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    They'e loaded me £400 on my premium for an £800 claim. Lorry hit my mirror but no one saw :-(
     
  5. scotjimland

    scotjimland Funster Life Member

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    Also with Comfort and not had a letter.. perhaps it is only for vans over a certain value and or Fords
     
  6. Deleted member 29692

    Deleted member 29692 Deleted User

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    I haven't had one either.
     
  7. Jagtazman

    Jagtazman Funster

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    Me neither are they only mailing FORD owners? Several insurers now want a cat1 alarm and cat5 tracker for FORD Motorhomes now.
     
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  8. Richard and Ann

    Richard and Ann Funster

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    Even if you insure your No claims bonus the price of the policy goes up. Scammers.
     
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  9. Theonlysue

    Theonlysue Funster Life Member

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    I don't think you can get ncb on comfort mh policy
     
  10. Chris Laing

    Chris Laing Funster

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    Its actually a FIAT ducato I have so I assume its a standard letter because my renewal is due next month.

    Just to clarify after reading the letter again it states: fitted with Thatcham Approved Category 5 or 6 tracking device.

    Sorry for the misunderstanding I really should wear my glasses more often:D
     
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  11. Chris

    Chris Funster Life Member

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    I got my renewal through this weekend.

    There is mention of the policy being with Aviva and a whole host of policy changes but no mention of Cat5 alarms, Fords or a tracker.
     
  12. Xabia

    Xabia Funster

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    Renewed mine in advance of being in Spain when renewal due later this month and no mention of this, my Hymer is Fiat based so clearly only applies to Ford based vehicles. Not a surprise really considering the number of reports of theft of Ford vans.
     
  13. robnchris

    robnchris Funster

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    Reading this thread made me giggle, A friend of ours had his brand new caravan stolen off his driveway, he had a tracker fitted to that he traced it to a gypsy campsite.
    He phoned the police telling them where is was and they weren`t interested, he then phoned his insurance company telling them he was actually looking at the caravan, the insurance guy told him they would just pay for a new caravan.
    So what is the point of an insurance company insisting on a tracker?
     
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  14. Chris

    Chris Funster Life Member

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    The OP's van is a Fiat base.

    I am wondering whether it depends on whether the van is in secure storage or not?
     
  15. Wissel

    Wissel Funster

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    Reading this I wasn't 100% sure this was just Fords. So I just called them.

    I was told the change is for all Fords of any value and/or any motorhome with a value of £55k+
     
    Last edited: Mar 12, 2018
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  16. mikebeaches

    mikebeaches Funster Life Member

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    Astonishing - do we really have 'no-go' areas in the UK?

    And indeed, what is the point of having a tracker if that is the outcome!
     
  17. peterc10

    peterc10 Funster

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    As I understand it last year they only required a tracker if your motorhome was valued at over £70k. Looks like they have lowered that figure. We will see what the premium is like at renewal in July.
     
  18. Wissel

    Wissel Funster

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    It's a shame that having deadlocks fitted doesn't help. Especially for Ford owners.
     
  19. Blue Knight

    Blue Knight Funster

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    We purchased a Comfort Policy in Aug-17 and the value threshold was £55,000 then. It must have just changed after you started your policy in July.
     
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  20. Podney

    Podney Funster

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    Yes,we do have no go areas in the UK. And I’m not talking about some inner city area that you might think this applied to.
     

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