Have just gone through the annual tedious task of renewing MoHo Insurance and Breakdown Cover, due 1st August. My existing insurer did not seem competitive! Seeking quotes from several Brokers/Insurers, the cost for our 3-year old Autocruise Accent with an estimated annual 7000 miles, unlimited European cover with a minimum 60-day trip limit, varied from £306 to £835!!! The cheapest (which I have taken) was through the Caravan and Motorhome Club (which surprised me). However, the Club insurers do not provide any Breakdown Cover, so this has to be obtained separately. The Caravan & Motorhome Club only offer UK Breakdown Cover - so it was back to the internet/telephone again. The best I came up with for our needs for UK and Europewide cover was with "First4Recovery" (https://www.first4recovery.co.uk/). They offer cover up to 12m for large motorhomes and offer trip-limit European cover of either 90 or 120 days. To meet our requirements, I opted for full UK breakdown cover for a motorhome up to 3.5 tonnes, with multiple 90-day trip limit travel within Europe (which meets our need for a couple of trips abroad each year) at a cost of £79, which seemed very good value. (Hope this proves to be the case in the unwelcome event of a breakdown!) When researching the options for this Insurance for the MoHo, I was surprised how some insurers did not care whether or not you had fitted an electronic alarm, immobiliser, or tracking device, whilst others were insistent and usually offered a premium reduction. Ours came with all 3 of these devices fitted, but I was very dubious about renewing the annual fee for our "Tracker". Last year (our first year of our ownership of this MoHo) Tracker charged £90 and (not knowing better?) I paid up. For renewal they had increased the charge to £99. Playing the impoverished OAP role, I telephoned them to cancel and they immediately offered to renew at the current premium of £90. Asking if this was the best they could offer, they reduced it to £80 if I renewed the same day. As the vehicle insurance premium I had chosn was £57 less with a working approved tracking device, I agreed to pay - the net cost being £23. Not sure if I will continue this when next sorting out cover. All of this took the best part of 2 days, including reading the "small print". Having previously been caught out on a (non-vehicle) insurance claim, I am now rather meticulous at wanting to read through the policy document before buying rather then before claiming. Is there an easier way of going about this annual chore? Perhaps a comparison site I have failed to find or is it just part of the fun of MoHo ownership?