My new motorhome came with the standard Fiat 2 year breakdown cover. I know this covers Europe as well, but how does it compare in other respects with stand-alone cover you can buy say from your insurer? Does it cover the same things, if I had a puncture for example, would they come out to help? Or would I be better off buying cover myself? I accept there would then be an element of dual cover but it's not expensive for peace of mind.