Just thinking about Monarch refunds, if you paid with your credit card then you have some hope of a refund. How about purchases using PayPal, are these as secure for refunds as a plain credit card.. Just wondered...
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Yes very trueIt is secure and relatively safe. However, it doesn't count as a credit card, so you don't get credit protection. So in cases like with Monarch, PayPal won't have to refund you whereas a credit card company would.
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On normal purchases probably better as they always come down in favour of the customer, they refund you and deduct the money from the customers account or bank account.
In the case of Monarch they are not going to be able to get their money back so I can't see them refunding unless they really have to, knowing eBay/PayPal they will have a get out clause in the small print.