Is it a bus, is it a van, is it a camper ?

Discussion in 'Motorhome Insurance General Discussion' started by In Transit, Apr 4, 2018.

  1. In Transit

    In Transit

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    Hi,

    I have an LWB Ford Transit which used to be a minibus with 15 seats. I've taken all the seats out except the front 3 bench, hung some curtains, laid a chipboard floor and put in a Futon and a sideboard for storage. I haven't plumbed it in or anything like that, even electric hook up is just a cable passed out the door because I just intend to use it for occasional camping as well as a useful van for moving bulky stuff around (all personal, no business).

    My problem is that van insurers don't recognise it as a van and campervan insurers don't recognise it as a campervan (nor would DVLA if I bothered to ask them) so I'm having trouble getting insurance that fits. any ideas ?
     
  2. Nasher

    Nasher Funster

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    Try Adrian Flux - if you haven't already
     
  3. two

    two Funster

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    Ask if you can join the caravan club. You'll soon find out.
     
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  4. DonA4000

    DonA4000 Funster

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    It sounds like a van carrying some personal items around so can you not use that as a guide for van insurance? And then if things change and you convert it more to be a camper then change it?
     
  5. pappajohn

    pappajohn Funster Life Member

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    Insure as a normal panel van.
    If you claim for total loss you will only get the current market value as a van but with a bit of chipboard and a futon you won't lose much

    Without a LOT more work it will NEVER be a camper/motorhome.

    Just realised it's an ex minibus and that will be on the V5 so no chance of insuring as anything else without a change of body type on the V5
     
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  6. scotjimland

    scotjimland Funster Life Member

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    good luck with that...:LOL:

    :welco:
     
  7. Euphony

    Euphony Funster

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    ^ what pappajohn said.
     
  8. Geo

    Geo Trader - Funster

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    Me thinks he needs a more grounded approach Jim:Eeek:
     
  9. Jim

    Jim Ringleader

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    Is that a problem? Every tenter uses much the same extension lead thrown out the tent
     
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  10. two

    two Funster

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    Depends which Club site you're on.
     
  11. scotjimland

    scotjimland Funster Life Member

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    tents don't have a steel door that could trap and cut the cable, if that happened it is possible to make vehicle body live.. which they won't know about until they step out and touch the ground while holding the van body , the site EHU RCD may trip.. but. that would depend on whether the van was earthed and the earth loop impedance back to the site RCD .. or if someone walks up to the van while it is 'live' and touches the door handle..

    we don't know what, if any, protection is going to be used in the van.. for all these reasons I would say yes, it's a problem and why we have IEE Regulations to protect people

    also proprietary tent hook-up cables have an RCD protected socket, in saying that, personally I wouldn't have 240v in a tent .. RCD or not
     
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  12. davidbaldam

    davidbaldam Funster

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    Hi and welcome to FUN. (y)
     
  13. tacr2man

    tacr2man Funster

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    First tell dvla its a van , then when that has been done and you have a new V5 it will be on system as a van when you give reg number to ins co for a quote , they will then be prepared to cover you as a van .
     
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  14. scotjimland

    scotjimland Funster Life Member

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    You need to inform the DVLA that you have removed the seats permanently and show the holes have been blocked up, which you have done by adding a chipwood floor . Then how many seats are left fitted including driver.

    Give them written confirmation of these changes and provide photos to back it up.

    It can then be re-classed as a car, not a van..

    That's my understanding..

    here is the guidance

    How to update your V5C
    Mark any changes on section 7 of your V5C and sign it. Send it to DVLA with any necessary evidence.

    If the change isn’t listed in section 7, fill in section 4 of your V5C and send it to DVLA with evidence and a letter explaining the change.

    Where to send your V5C
    Send your V5C to DVLA, Swansea, SA99 1DZ if you changed any of the following:

    • engine size (cc)
    • fuel type
    • weight of a goods vehicle
    • number of seats on a bus
    For all other changes, send your V5C to DVLA, Swansea, SA99 1BA.

    What happens next
    DVLA will contact you to:

    • confirm the change or tell you if it needs an inspection
    • tell you if the change means you have to pay more vehicle tax
    It can take up to 2 to 4 weeks to get a replacement certificate if you apply by post.




    https://www.gov.uk/change-vehicle-details-registration-certificate/how-to-tell-dvla
     
  15. tacr2man

    tacr2man Funster

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  16. Edenside

    Edenside Funster

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    Send V5 to DVLA with photo of interior & exterior & covering letter - ask for van with windows & 3 seats. Then wait for their response you may be lucky & all goes well or they may ask for further details. After dealings with DVLA I wish you luck.
     
  17. gus-lopez

    gus-lopez Funster

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    hellowelcome
     
  18. Bobby22

    Bobby22 Funster

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    Might be an idea to insulate your 'van' as it will be very cold at nights and very warm in summer days.
     
  19. vin0114

    vin0114 Funster

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    Welcome and join our club then discuss at length:welcome4:
     
  20. soreeyes

    soreeyes Funster

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    I would contact DVLA as said and check what's involved as present it would need a class 7 Mot and the GVW I should think will be over 3500 kg .
     

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