Insured! (1 Viewer)

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Feb 27, 2022
510
454
Oldham, UK
Funster No
87,126
MH
Elddis Chatsworth
Exp
Caravanning for 20 years MH from 2022
Well after getting quotes from a range of insurers finally settled on the CAMC as they came in the cheapest with the cover needed. Cost came in at £892 for our new Elddis Chatsworth 185 insured for its current new replacement value of £71k. No NCD to use as these retained on cars. Highest quote was nearly £3k!!!!!

Excited now as we get ready to collect tomorrow from Glossop Caravans and the adventures really get started with a weekend trip to Chatsworth CAMC to test everything!!
 
Dec 6, 2011
12,182
27,228
South Wales
Funster No
19,136
MH
Coach built Adria
Exp
Since 2007
wow that seems a bit expensive , did you try comfort insurance who are generally not bothered about NCD.

hope you enjoy your new toy (y)
 
OP
OP
Riggers1
Feb 27, 2022
510
454
Oldham, UK
Funster No
87,126
MH
Elddis Chatsworth
Exp
Caravanning for 20 years MH from 2022
wow that seems a bit expensive , did you try comfort insurance who are generally not bothered about NCD.

hope you enjoy your new toy (y)
Hi Phil - yes we did the problem seems to be the £71k value albeit this is some £14k more than paid on ordering the motorhome back in February. As the cost of replacement increases so it would appear are the premiums.

Its £50 per month than we were paying for the caravan insurance but we have made savings on downsizing our car from Sorento to Ecosport so overall the increased cost is not as great as it seems.
 
Dec 31, 2010
2,832
6,419
Sunny South Shields
Funster No
14,797
MH
Frankia Platin i7900
Exp
Since 2010
Well after getting quotes from a range of insurers finally settled on the CAMC as they came in the cheapest with the cover needed. Cost came in at £892 for our new Elddis Chatsworth 185 insured for its current new replacement value of £71k. No NCD to use as these retained on cars. Highest quote was nearly £3k!!!!!

Excited now as we get ready to collect tomorrow from Glossop Caravans and the adventures really get started with a weekend trip to Chatsworth CAMC to test everything!!
Exciting times ahead enjoy it.

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Jul 28, 2021
1,664
13,960
British South West Somerset
Funster No
83,033
MH
Rapido Dreamer PVC
Exp
Minimal
Comfort for my new van, collection on Friday valued at £69500 with no no claims usage came in at £420. NFU and Caravan and Camping club were over £1k!!!!
 
Oct 18, 2021
2,344
7,096
Mid Devon
Funster No
84,940
MH
Adria Compact SC
Exp
Camping since 1954, MoHo 2022
Does sound a bit on the high side! Collecting 95k value MoHo this week and fully comp insurance direct from LV with no NCB on the policy is £352.
 
Feb 19, 2018
5,646
90,948
EAST ANGLIA
Funster No
52,484
MH
Murvi Morello
Exp
Since 1975
What I did to retain a 12yr+ NCB and keep the price down, was to transfer the insurance from another vehicle which had this NCB to the MH and reinsured the original, cheaper vehicle it had come off.

The company I was insured with, didn't like it much but when I told them another company had offered a better quote and I was prepared to move my insurance too them, they accepted the situation.

I hope that makes sense. :unsure: :giggle:
 
Last edited:
Apr 30, 2018
2,151
5,083
Mid Suffolk
Funster No
53,655
MH
Adria Matrix 670DC
Exp
Motorhoming since 2018.
It's very difficult when comparing insurance quotes, there are so many anomalies taken into account, value being just one. The OP sounds as though he is comfortable with the quote.

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