Insurance to be able to rent my motorhome to Joe public

Nov 3, 2016
523
664
Yorkshire
MH
Swift Coach Built Overcab
Exp
Newbie just bought our first
So I have been looking to get insurance to rent out my motorhome to Joe public in return for £££ and I have so far only found one broker who could provide a quote with LV as the insurer.

My only real gripe (bar the price been 4.5X my current policy) is its a 12 month none refundable premium!

I can pay in instalments but with breakdown cover its just short of £2k. So if I rent it once and decide renting my MH is not for me I still have to pay the full balance.


Anyone know of other companies that do renters insurance?
 

dave newell lvs

Trader-Vehicle Services
Oct 31, 2008
3,238
4,280
Telford, Shropshire
MH
Home converted PVC
Exp
26yrs
Also bear in mind that your gas system i n the motorhome needs to be dealt with by a gas safe registered person and good luck finding one with the relevant module certificates.

D.
 

DP+JAY

LIFE MEMBER
Mar 17, 2010
2,156
2,599
Cark, Cumbria
MH
Overcab with Garage
Exp
since 2007, 25 years tuggin before that.
If you still want to rent it out(I wouldn't) try talking to camplify or similar, google rent my motorhome, there are a couple of "agent" type companies who may help.
 
OP
davidathomas42
Nov 3, 2016
523
664
Yorkshire
MH
Swift Coach Built Overcab
Exp
Newbie just bought our first
Also bear in mind that your gas system i n the motorhome needs to be dealt with by a gas safe registered person and good luck finding one with the relevant module certificates.

D.
Thanks for all the reply’s. I have read the horror stories on another threads and have decided to give it a go.

Just looking for insurance help here.

Re the Gas cert thing I have that sorted. I spent 3 days trying to find one locally and in the end rang Gas Safe and they checked there data base. Turns out there are 2 in Sheffield and one is the gas shop at the end of my street! WTF! You can’t write that stuff!

Otherwise just about ready to rock. Just would prefer insurance where I don’t have to pay the full year should I change my mind.

So if anyone can help with that. Please reply.
 

Jenben

LIFE MEMBER
Oct 19, 2015
1,326
19,168
Uk
MH
Hymer Exsis I
Exp
Since 2007
My friends rent theirs out, I can ask them who they use. They rent it (and another van that belongs to their friend) through a company that they have set up.
 

mike mcglynn

LIFE MEMBER
Jan 6, 2008
2,294
15,605
St. Helens MERSEYSIDE
MH
Autosleeper Warwick XL
Exp
A long time now
... was the reason Glastonbury or daughter .... ?:D
I lent her a tent and everything else for her and her partner to go to Glastonbury a few years back ,I haven't seen it or anything else and when I enquired she told me that its gone to Africa to help homeless people :cool:
 
Aug 12, 2016
1,248
771
Runcorn
MH
Roadscout R PVC
Exp
March 2017
Can't you have it as part of your T&C that the hirer needs to have the Insurance and present it before keys are handed over?
 
Apr 28, 2010
1,983
2,499
St Albans
MH
Winnebago Sightseer 31E
Exp
8yrs, but many years a tugger.
Can't you have it as part of your T&C that the hirer needs to have the Insurance and present it before keys are handed over?
I would think not. It is very difficult to insure a motor vehicle that does not belong to you, or you are at least the registered keeper. Ours is registered in Managements name, but she has not got the correct license to drive it so, she got insurance to name me as the only driver and that was difficult enough.

As to the original poster, don’t do it. I suspect when you take into account all the costs involved, including declaring it as an income to the tax people, and damages and replacements, because people don’t look after stuff that does not belong to them, your actual income over the year will be small and not worth the aggravation. I doubt you would be able to let it out for the full 52 weeks in a year, if you are lucky methinks even six months of the year would be incredible, then also take away the time you want to use it and the actual income is getting smaller.
 
Last edited:

Minxy Girl

LIFE MEMBER
Aug 22, 2007
18,523
18,177
E Yorks
MH
Globecar Campscout
Exp
Since 1996
... also if it is damaged it will cost money and time to repair and could put it out of action, also any future buy would want to know if it has been hired out and therefore reduce their offer price accordingly.

Unless you really, really, REALLY need to do it please don't.
 

Minxy Girl

LIFE MEMBER
Aug 22, 2007
18,523
18,177
E Yorks
MH
Globecar Campscout
Exp
Since 1996
Me too, stressing enough when daughter is in it with us.
I remember the first time my Mum went out with us and wanted to go to the loo, I said don't worry about flushing, just put the seat down after you've finished and I'll flush it ... no problem except she didn't know how to work the single lever tap and nearly broke it off! :eek:
 
Feb 16, 2013
11,513
14,250
uttoxeter
MH
ambulance conversion
Exp
50 years
i really think you could get the hirers to get their own insurance, we have borrowed a relitives camper before now and just insured it for the week.
 

Minxy Girl

LIFE MEMBER
Aug 22, 2007
18,523
18,177
E Yorks
MH
Globecar Campscout
Exp
Since 1996
i really think you could get the hirers to get their own insurance, we have borrowed a relitives camper before now and just insured it for the week.
I think it will be different for a commercial hire though, ie receiving payment.
 
SMC Motorhomes Newark
RoadPro
Johns Cross
Safeguard Motorhome Insurance
Rhino Installs
Friendly professional service from qualified technicians
Free Club Stickers
Dave Newell Leisure Vehicle Services
Top