Insurance to be able to rent my motorhome to Joe public

Discussion in 'Motorhome Insurance General Discussion' started by davidathomas42, Jul 31, 2018.

  1. davidathomas42

    davidathomas42

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    So I have been looking to get insurance to rent out my motorhome to Joe public in return for £££ and I have so far only found one broker who could provide a quote with LV as the insurer.

    My only real gripe (bar the price been 4.5X my current policy) is its a 12 month none refundable premium!

    I can pay in instalments but with breakdown cover its just short of £2k. So if I rent it once and decide renting my MH is not for me I still have to pay the full balance.


    Anyone know of other companies that do renters insurance?
     
  2. Minxy Girl

    Minxy Girl Funster Life Member

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    Can't help with insurance but think long and hard about doing it ... I wouldn't even let a family member use mine!
     
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  3. Beacons

    Beacons Funster

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    No I wouldn't either .
     
  4. stewartwebr

    stewartwebr Funster Life Member

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    Nope, no way would I let anyone else borrow/hire my van. I only allow accompanied viewing :D:D
     
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  5. shawn&emma

    shawn&emma Funster

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    As said if you've any thought and love for your van don't do it. Im reluctant to sell ours incase the new owners don't take good care of her.
     
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  6. dave newell lvs

    dave newell lvs Trader-Vehicle Services

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    Also bear in mind that your gas system i n the motorhome needs to be dealt with by a gas safe registered person and good luck finding one with the relevant module certificates.

    D.
     
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  7. DP_JAY

    DP_JAY Funster Life Member

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    If you still want to rent it out(I wouldn't) try talking to camplify or similar, google rent my motorhome, there are a couple of "agent" type companies who may help.
     
  8. mike mcglynn

    mike mcglynn Funster Life Member

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    My eldest daughter asked me could she borrow the van for Glastonbury, I said no.:eek:
     
  9. davidathomas42

    davidathomas42

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    Thanks for all the reply’s. I have read the horror stories on another threads and have decided to give it a go.

    Just looking for insurance help here.

    Re the Gas cert thing I have that sorted. I spent 3 days trying to find one locally and in the end rang Gas Safe and they checked there data base. Turns out there are 2 in Sheffield and one is the gas shop at the end of my street! WTF! You can’t write that stuff!

    Otherwise just about ready to rock. Just would prefer insurance where I don’t have to pay the full year should I change my mind.

    So if anyone can help with that. Please reply.
     
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  10. Jenben

    Jenben Funster Life Member

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    My friends rent theirs out, I can ask them who they use. They rent it (and another van that belongs to their friend) through a company that they have set up.
     
  11. Minxy Girl

    Minxy Girl Funster Life Member

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    ... was the reason Glastonbury or daughter .... ?:D
     
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  12. mike mcglynn

    mike mcglynn Funster Life Member

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    I lent her a tent and everything else for her and her partner to go to Glastonbury a few years back ,I haven't seen it or anything else and when I enquired she told me that its gone to Africa to help homeless people :cool:
     
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  13. Vanman

    Vanman Funster

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    Can't you have it as part of your T&C that the hirer needs to have the Insurance and present it before keys are handed over?
     
  14. SuperMike

    SuperMike Funster

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    I would think not. It is very difficult to insure a motor vehicle that does not belong to you, or you are at least the registered keeper. Ours is registered in Managements name, but she has not got the correct license to drive it so, she got insurance to name me as the only driver and that was difficult enough.

    As to the original poster, don’t do it. I suspect when you take into account all the costs involved, including declaring it as an income to the tax people, and damages and replacements, because people don’t look after stuff that does not belong to them, your actual income over the year will be small and not worth the aggravation. I doubt you would be able to let it out for the full 52 weeks in a year, if you are lucky methinks even six months of the year would be incredible, then also take away the time you want to use it and the actual income is getting smaller.
     
    Last edited: Aug 1, 2018
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  15. Minxy Girl

    Minxy Girl Funster Life Member

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    ... also if it is damaged it will cost money and time to repair and could put it out of action, also any future buy would want to know if it has been hired out and therefore reduce their offer price accordingly.

    Unless you really, really, REALLY need to do it please don't.
     
  16. Lenny HB

    Lenny HB Funster

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    Me too, stressing enough when daughter is in it with us.
     
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  17. Minxy Girl

    Minxy Girl Funster Life Member

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    I remember the first time my Mum went out with us and wanted to go to the loo, I said don't worry about flushing, just put the seat down after you've finished and I'll flush it ... no problem except she didn't know how to work the single lever tap and nearly broke it off! :eek:
     
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  18. chaser

    chaser Funster

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    i really think you could get the hirers to get their own insurance, we have borrowed a relitives camper before now and just insured it for the week.
     
  19. chaser

    chaser Funster

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  20. Minxy Girl

    Minxy Girl Funster Life Member

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    I think it will be different for a commercial hire though, ie receiving payment.
     

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