Just had my insurance renewal quote. What you think, sounds like value again to me 
Interesting terminology on usage and their take on full timing too. Not that I full time, or manage 8 months away a year unfortunately
Based on your current information, we have offered your Renewal at a premium of £323.01 for your Motorhome insurance policy.
This is based on yourself only to drive for a 12 month Comprehensive policy based on your Fiat Autotrail Dakota
Key points of the policy is:
* £200 Damage Excess
* Windscreen cover up to £3000 (Subject to £75 Excess
* Caravan and Camping personal effects up to £3000
* Trailer Cover provided up to £3000
* Includes Legal Expenses Cover
* Unlimited 365 Day Green Card Cover
* Cover for Awnings, Generators and Gas Explosion
* Annual Mileage Based on 4000 Per Year
* Full UK/EU RAC Breakdown Cover Included
Policy States:
Long Term Touring and Full Timing
Use of Your Motor Caravan for eight months or more (whether as a single trip or a series of trips) in any one year will be treated (and rated) as long-term touring. If, in addition, you sell or let your UK property you will be treated (and rated) as full-timing. Please refer to the policy conditions on Page 31 for more details.
Long Term Touring & Full Timing
16. This policy is subject to the following conditions:
Policyholders must maintain a full UK residence, either through ownership or long term rental agreement (of at least 9 months) unless a full-timing rate has been agreed and paid.
The address shown on the Schedule must be the one at which the policyholder is on the electoral roll, (unless a full-timing rate has been agreed and paid) and also the one that appears on the driving licence and vehicle documentation.
The motor caravan must at all times have a valid MOT certificate (unless not required due to age of the vehicle) and current UK road fund licence & tax disc.
Should a copy of a utility bill (as evidence of residence at the address) be requested at any time (inception, mid-term, renewal, in the event of a claim) then one must be provided.
Interesting terminology on usage and their take on full timing too. Not that I full time, or manage 8 months away a year unfortunately
Based on your current information, we have offered your Renewal at a premium of £323.01 for your Motorhome insurance policy.
This is based on yourself only to drive for a 12 month Comprehensive policy based on your Fiat Autotrail Dakota
Key points of the policy is:
* £200 Damage Excess
* Windscreen cover up to £3000 (Subject to £75 Excess
* Caravan and Camping personal effects up to £3000
* Trailer Cover provided up to £3000
* Includes Legal Expenses Cover
* Unlimited 365 Day Green Card Cover
* Cover for Awnings, Generators and Gas Explosion
* Annual Mileage Based on 4000 Per Year
* Full UK/EU RAC Breakdown Cover Included
Policy States:
Long Term Touring and Full Timing
Use of Your Motor Caravan for eight months or more (whether as a single trip or a series of trips) in any one year will be treated (and rated) as long-term touring. If, in addition, you sell or let your UK property you will be treated (and rated) as full-timing. Please refer to the policy conditions on Page 31 for more details.
Long Term Touring & Full Timing
16. This policy is subject to the following conditions:
Policyholders must maintain a full UK residence, either through ownership or long term rental agreement (of at least 9 months) unless a full-timing rate has been agreed and paid.
The address shown on the Schedule must be the one at which the policyholder is on the electoral roll, (unless a full-timing rate has been agreed and paid) and also the one that appears on the driving licence and vehicle documentation.
The motor caravan must at all times have a valid MOT certificate (unless not required due to age of the vehicle) and current UK road fund licence & tax disc.
Should a copy of a utility bill (as evidence of residence at the address) be requested at any time (inception, mid-term, renewal, in the event of a claim) then one must be provided.