Insurance quote £1800. Some help please

[Monty don]

Insurance time again
Quote £1800
Ouch
It seems that most comparison sites and computer generated quotes don’t like over £100000 in value and the Motorhome just tops that by a bit.

So I guess would be interested to hear from anyone who has recently been quote for values over 100k

How much and by who

Camc said no won’t touch it

Cheers
Graham

 

[ctc]

Tell them £99,999.99.

 

[Gaston aires]

No way the payout by an insurance company will be what it’s worth. So value it at under 100 k.
Saga can be competitive. Not on comparison sites.
Phil

 

[Monty don]

You could do that. But. If an insurance co can prove you have under valued something and therefore under insured it for that reason then they can adjust the claim and it could end in tears

 

[SpeedyDux]

Yes "averageing" might come into play if undervalued on proposal. Other factors may affect the premium. Eg: postcode, whether kept on drive or street, alarm or tracker, claims history, modifications, points on driver's licence, etc.

You could try a broker instead of comparison sites.

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[jongood]

Insurance time again
Quote £1800
Ouch
It seems that most comparison sites and computer generated quotes don’t like over £100000 in value and the Motorhome just tops that by a bit.

So I guess would be interested to hear from anyone who has recently been quote for values over 100k

How much and by who

Camc said no won’t touch it

Cheers
Graham

So if the Caravan Club wont go over £100k they re cutting a lot of Mhs out.

Nfu will do higher values and more oddities but only offer 3rd party for Croatia and Morocco at last check.

 

[chaser]

You could do that. But. If an insurance co can prove you have under valued something and therefore under insured it for that reason then they can adjust the claim and it could end in tears

Don't know what the flag is on your avatar but does it mean you are not in UK?

 

[Southdowners]

NFU Chichester will cover high value MH's

 

[chaser]

NFU Chichester will cover high value MH's

Nfu will cover anything but they are not cheap.

 

[Coastal Cruiser.]

NFU Chichester will cover high value MH's

That’s who I use and they are very efficient.
As the van I have is my first and worth over £100k no other firm would even quote me

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[Southdowners]

Nfu will cover anything but they are not cheap.

I found them to be very reasonable considering the value of the vehicle they are covering and the windscreen cover they offer.

 

[chaser]

I found them to be very reasonable considering the value of the vehicle they are covering and the windscreen cover they offer.

I am not knocking them, I have everything insured there, and don't know if you or anyone else knows, if you insure your house there you get travel insurance for very little extra thrown in.
But as I said before, nowhere near the cheapest.

 

[jongood]

Nfu will cover anything but they are not cheap.

£300 a year for ours albeit 15 years ncd and not breakdown.

Saga won't cover it because of the engine size.

 

[chaser]

£300 a year for ours albeit 15 years ncd and not breakdown.

Saga won't cover it because of the engine size.

Well ours is £287 but only because I have everything else there.
They don't do breakdown on motorhomes.

 

[Monty don]

Flag is put on because I’m currently in spain on hols
I’ll try nfu

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[Southdowners]

Flag is put on because I’m currently in spain on hols
I’ll try nfu

If you're going to try NFU make sure you call the Chichester branch as I think the cover offered varies from branch to branch

 

[gpat]

Try 2gether insurance. They do bespoke insurance

 

[Bognor Saint]

Our broker in Chichester covers our motorhome through this company. See link. https://www.vminsurance.co.uk/

 

[champers]

We use AIB for our Carthago Highliner ..first quote we had on route to collect our van was....wait for it....£7000 after a big gulp we said no thank you and tried elsewhere..now 5 years on still with AIB
Who we find good


Kath

 

[Coastal Cruiser.]

I am not knocking them, I have everything insured there, and don't know if you or anyone else knows, if you insure your house there you get travel insurance for very little extra thrown in.
But as I said before, nowhere near the cheapest.

They came back cheaper on my rental properties cover, was surprised as I tried them for my pick up truck and they were way over others.

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[Brains]

Adrian Flux will cover almost anything on wheels.
(Not saying they are the cheapest, but worth a call)

 

[Coastal Cruiser.]

If you're going to try NFU make sure you call the Chichester branch as I think the cover offered varies from branch to branch

Do you deal with Clare?

 

[Fragle]

Insurance time again
Quote £1800
Ouch
It seems that most comparison sites and computer generated quotes don’t like over £100000 in value and the Motorhome just tops that by a bit.

So I guess would be interested to hear from anyone who has recently been quote for values over 100k

How much and by who

Camc said no won’t touch it

Cheers
Graham

Aib are not bad. We've been with them from the start. £430ish with full European breakdown

 

[AlunandFelicie]

Tried aib for a quote today ,asked for an email breakdown of cover was told they only discuss quotes over the phone “you get a breakdown of cover after you’ve taken it out” !!!!!!!?????

 

[Southdowners]

Do you deal with Clare?

No, we’ve always been in contact with Chris Johnson.

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[Coastal Cruiser.]

No, we’ve always been in contact with Chris Johnson.

Chris deals with my rental insurance, mind you everyone I speak to there are very good and they will call back.

 

[Winchester123]

Hi
Got quotes from Adrien Flux for £117000 Carthago. Quotes online were initially around £800 to value at £99999 but £1600 at £100000.
I phoned to arrange insurance at £99999 admitting I paid£117000 and they agreed to insure at £117000 for £900 without any NCB.
Hope this helps

 

[Lazyboy]

Call LV for a quote, you may be surprised.

 

[Lynne Roy]

Saga did ours quite reasonable