Insurance on towing a small car

Discussion in 'Motorhome Chat' started by johnny K, Feb 25, 2009.

  1. johnny K

    johnny K

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    Hi, does any one have info on an insurance co that would cover a small car that I am towing behind my motorhome. I have been told that my motorhome insurance does not cover the car being towed, and my car insurance does not cover the car when being towed. Many thanks jonny K :Smile:
     
  2. pappajohn

    pappajohn Funster Life Member

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    hi

    have a look at <<this link>> to another thread,

    should answer your question.:thumb:
     
  3. Jan Pendreigh

    Jan Pendreigh

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    When we had a European camper and first bought a trailer for the car we had the car and trailer insured with Saga and the motorhome with NFU.

    We bought an rv and insured that with NFU but were a bit worried that we might have a coming together and leave Saga and the NFU refusing to pay up and trying to push responsibility to settle onto each other, so we now insure the whole lot with NFU and have found them to be very good. I think if everything is insured with one company it makes life easier.
    Jan
     
  4. robinmclaren

    robinmclaren

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    this quote worried us enough to call our insurane company , both our ford ka with fixed braked a frame and motorhome are fully comp at all times even when attached to the motorhome
    our insurane comany were aware of how we described the tow car and its use

     
  5. davejen

    davejen Funster

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    Hi, so are we
    Dave:thumb:
     
  6. Chrisdy

    Chrisdy

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    It is not necessary to have both vehicles insured with the same company. Just inform your car insurance company that the car is sometimes towed by a motorhome. Provided you have told them (and they might want a small increase in premium, although the good ones should not) then the car continues to be covered as normal. NU were quite happy with respect to our Colt CZC once I explained what an A-Frame was. If in doubt, put it in writing to them.
     
  7. traveller353

    traveller353

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    insuring a car being towed

    Hi Jonny, we tow a smart car on a trailer behind our motorhome, we insure the motorhome,trailer and smart all with SAGA insurance, they are the cheapst for us as they are one of the few insurance companys that give full year cover in Europe, and there european breakdown cover for a whole uear is only about £80. Trailer cover is really good a an add on as again no retrictions for time in europe and didnt all the hitch locks that others insisted on. Hope this helps
    Traveler353
     
  8. peter marshall

    peter marshall

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    towing

    Hi we insure our van with caravan guard which covers the trailer, and the smart car with marks and spencers they say the car is fully comp on the trailer but only third party if i cause an accident which damages the smart car other than that all are fully comp.:Eeek:
     
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