Insurance in the UK is more expensive for Left hand Drive Motorhomes

Discussion in 'Motorhome Insurance General Discussion' started by Abacist, Apr 25, 2018.

  1. Abacist

    Abacist Funster Life Member

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    There is an article in this month's What Motorhome that argues that insurance is much more expensive for left hand drive motorhomes than those that are right hand drive.

    How about some of our LHD owners let us know who they insure with and the sort of premium they pay with the details of their van and annual mileage?

    The article contains comments from Shield Total Insurance and Caravan Guard who argue LHD vans are used on the continent and therefore do higher mileages with higher attached risk. Most accidents are still accident rather than theft related and the time to get parts is critical when the insurer might be having to pay a daily charge whilst the van is out of use.

    They blather on about foreign manufacturers and thus getting parts from overseas is a problem. Most base vehicles are made overseas for goodness sake even if converted in the UK and the same goes for many equipment fitments like cookers, fridges, heaters, boilers etc. They also cite windscreen costs as an issue.

    Is this a load of codswallop or is there some truth in the matter?
     
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  2. Robert Clark

    Robert Clark Funster Life Member

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    We’re with NFU and were quoted the same price for RHD and LHD
     
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  3. Clarky

    Clarky Funster

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    Been insured with Safeguard for the last three years and there has never been any mention of a loading for LHD. Unlimited miles and 365 days European cover.

    Richard.
     
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  4. stewartwebr

    stewartwebr Funster Life Member

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    Seen no difference in price when we recently swapped from RHD to LHD but of a carry on getting the cover but it eventually sorted itself out and we are very pleased with the premium via C&MC
     
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  5. Southdowners

    Southdowners Funster

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    No difference with NFU - we have LHD
     
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  6. Lenny HB

    Lenny HB Funster

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    When we swapped from a RHD to a more expensive LHD the premium went down, that was with Comfort.
    As for parts German manufacturers normally deliver much quicker than UK ones.
     
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  7. runrig

    runrig Funster Life Member

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    We had this comment made to us but the reason they said they loaded the insurance for a LHD was because there is bigger chance of having an accident in the uk driving a LH vehicle. Mick then asked if they loaded the insurance on a RHD vehicle when they are driven on the continent as surely there is just as much of a chance of these being involved in an accident as they are driving a RH vehicle on the opposite side of the road to the UK.

    Their answer was " No we don't we never thought of that". Is this not discrimination.
     
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  8. Terry242

    Terry242 Funster

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    Got rid of the LHD in the Avatar[ 680 Starline ] last year but was with Comfort for 3 years and never had a loading. Whist cover is always individual - storage etc., 8000miles was £290 or £355 inc. of European breakdown.

    Terry
     
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  9. Terry242

    Terry242 Funster

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    Got rid of the LHD in the Avatar[ 680 Starline ] last year but was with Comfort for 3 years and never had a loading. Whist cover is always individual - storage etc., 8000miles was £290 or £355 inc. of European breakdown.

    Terry
     
  10. gus-lopez

    gus-lopez Funster

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    Do they specifically ask then ? They don't worry where the steering wheel is here.:D
     
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  11. airwave

    airwave Funster

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    My van's with adrian flux , in the second year now , but i've being with them year's . I did ask and they said there's no difference .

    Mind you i contacted them year's back when i got a speeding ticket in a 40 tonner . Guy laughed and said we allow 6 point's anyway .
     
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  12. The Wino

    The Wino Funster

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    I think a lot of the articles in magazines give the UK trade view they are probably trying to disuade people from privately importing LHD m/h with scare stories
     
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  13. Speve

    Speve Funster

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    Whilst insuring our new LHD Hymer this month the did ask how much experience I have with LHD that was with Safeguard and they whacked the premium up as it is a self import and had to do on VIN in first instance.
     
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  14. Badknee

    Badknee Funster Life Member

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    Wot 'e sed. Total rubbish, don't forget it's a monthly rag that they need to fill.
     
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