insurance. how to cheat

Discussion in 'Motorhome Chat' started by cruiser, Nov 29, 2015.

  1. cruiser

    cruiser Funster Life Member

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    I have been trying to get insurance breakdown cover to go to Germany. Most quotes were over £70. they wanted to cover for a year. We only want a week for the car. Got hold of Saga. They said pay monthly. then when we come back cancel the policy. then they only take for what you have used.
     
  2. Reallyretired

    Reallyretired Funster

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    This doesn't work with normal insurance, as the monthly payment is just considered as buying annual insurance on credit (hence the extra charge). They can therefore charge you for the whole year even if you cancel early.
     
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  3. mickyc

    mickyc

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    Or buy a policy including European breakdown cover (no more expensive than "normal" insurance in our experience)

    And go European whenever you like (y)
     
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  4. NickNic

    NickNic Funster Life Member

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    Even if the don't charge you for the whole year anyway there will certainly be steep charges for cancelling early.
     
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  5. Minxy Girl

    Minxy Girl Funster Life Member

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    Ensure that you get the full details IN WRITING so you can confirm what you've been told by Saga verbally.
     
  6. chaser

    chaser Funster

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  7. Minxy Girl

    Minxy Girl Funster Life Member

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    I've just done a 'test' price with breakdown assist for the European single trip cover and it came out at £24.75 so if that's all you need I doubt if you'll beat it!
     
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