insurance help

Discussion in 'Motorhome Chat' started by billy, Aug 30, 2011.

  1. billy

    billy

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    I have my motorhome and car insured by Saga when i bought my motorhome Saga mirrored my NCD onto my motorhome policy.

    I have just received my car insurance renewal and the price has gone up over £100 i have been on line and got a far cheaper insurance quote from LV in there conditions it says my NCD cannot be used on any other vehicle.

    My question is if i cancel my Saga car insurance how does this affect my NCD on my motorhome or will this be honoured untill the end of the policy and if i took a new car insurance policy out with LV does this mean LV will not insure my car because my NCD is mirrored on my motorhome..... (confused).
     
  2. Road Runner

    Road Runner

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    Typical the insurers have all the cake.
     
  3. yorkshirepudding

    yorkshirepudding

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    Insure one vehicle in your wife's name with you as named driver. I'm assuming you're married and she has NCB.
     
  4. billy

    billy

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    Hi Frank
    She has always been a named driver on my insurance so not sure if she is entitled to any NCD i will have to check

    billy
     
  5. Squire

    Squire

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    Why don't you ask your insurer ? :RollEyes:
     
  6. Douglas

    Douglas

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    Billy, I do not know what NCD is but Saga will charge you to cancel the policy.

    Having said that, can I suggest that you never stay with the same insurance company from year to year.

    First check at least 3 other companies first before you renew.

    It is a general ploy of insurance companies to...

    1/ Offer a discount to new customers and

    2/ To charge the customer who returns for a second year a little more that inflation.

    Doug...
     
  7. billy

    billy

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    I will do tomorrow they were closed by the time i got home from work just got a answer machine with their opening hours.

    I thought someone on here might know
     
  8. yorkshirepudding

    yorkshirepudding

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    Most insurers ask the question "have you had any claims in the last 5 years" to which you (she) may honestly answer no if that is the case. They then give you discount.:Smile:
     
  9. billy

    billy

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    NCD = no claims discount :thumb:
     
  10. Douglas

    Douglas

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    In that case, all insurance companies, except "Swinton brokers" and carry on and except No claim bonuses =( NCD)

    Doug...
     
  11. SteveandSue

    SteveandSue Funster

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    Saga

    We are insured with Saga, I have saved £80 this year by changing the Insurance from my name to my Husbands as he gets a 10% New customer discount.
    How crazy is that.It shows that you must always shop around for your renewal.
    Sue
    :whatthe:
     
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