Insurance expires while we are in Europe

Discussion in 'Motorhome Insurance General Discussion' started by strathspey, Mar 18, 2010.

  1. strathspey

    strathspey

    Joined:
    May 19, 2009
    Messages:
    62
    Location:
    North Yorkshire
    Ratings:
    +4
    I am insured with Saga and my current insurance expires early in July.
    Saga won't give me a renewal figure till 28 days befire the expiry date.
    Sine we leave Britain Mid May, their renewal quote will arrive here while we are away.
    Has anyone else face this dilemma? Is there a way round it - and a way of getting a valid insurance certificate so that we can drive home from France legally insured?
     
  2. 1948

    1948

    Joined:
    Dec 3, 2009
    Messages:
    444
    Location:
    surrey
    Ratings:
    +46
    can get cover from another insurer to start 1 week before saga insurance expires
     
  3. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    31,252
    Location:
    YO11 2BD
    Ratings:
    +23,574
    if the insurance is automatic renewing and is posted to your home address, and you intend accepting their quote, then ask a friend/neighbour/relative to forward the new certificate to you at a specific post office or camp site in the country you are in when its due.

    if it doesnt auto renew then i reckon your stuffed:Sad:
     
  4. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    29,094
    Location:
    .
    Ratings:
    +28,350
    Poste Restante

    I renewed mine while in France..

    I called NFU, paid the renewal premium by card and asked for the documents to be posted the the local post office where I picked them up.. you need your passport as proof of ID.. and there is a small charge .. a few euro

    The letter is addressed:

    Your Name
    Poste Restante
    and the address of the Post Office.
     
    Last edited: Mar 18, 2010
  5. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    9,458
    Location:
    On the coast in West Sussex
    Ratings:
    +13,569
    Last year before going away I renewed my insurance about 3 weeks early & found I couldn't renew my road tax online DVLA's data base wouldn't update the insurance until the expiry date so as far as they were concerned there was no insurance in force when tax renewal was due.
    Insurance ran out on 20th June but was renewed on 2nd June, tax due 1st July not a problem just annoying renewed it at the Post Office.
     
  6. strathspey

    strathspey

    Joined:
    May 19, 2009
    Messages:
    62
    Location:
    North Yorkshire
    Ratings:
    +4
    Unfortunately I won't have my 'Proof of no claims' untill the Saga renewal quote arrives at my home.
     
  7. tiggs

    tiggs

    Joined:
    Feb 11, 2008
    Messages:
    33
    Location:
    Southampton
    Ratings:
    +2
    insurance

    We were faced with the same thing last year and had to renew with a new company a month early as c&camping club would not renew early so lost a month, this year we are going away in May until July and tax is due end June but have looked on line and found if we go to main dvla office we can tax 2 months early so will do it end of April :Smile:
     
  8. ArenqueRojo

    ArenqueRojo

    Joined:
    Nov 10, 2008
    Messages:
    261
    Location:
    Anywhere in Europe, so fa
    Ratings:
    +3
    We insure with Saga and are in Sicily. Insurance ran out 2 days ago.
    Rang them and arranged the renewal and they would either send the cert through to UK home address or email it to me. Now that insurance can be verifired online, even Spain no longer insists on you carrying the documents with you so no great problem...
    except that their email system was down yesterday!:Angry:
    Just give them a ring and I don't think you will have a problem.::bigsmile:
    Patrick
     
  9. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    31,252
    Location:
    YO11 2BD
    Ratings:
    +23,574
    you can also do this at some post offices that deal with 'early' renewals....probably main post offices only. :thumb:
     
  10. strathspey

    strathspey

    Joined:
    May 19, 2009
    Messages:
    62
    Location:
    North Yorkshire
    Ratings:
    +4
    Thanks for all the helpful advice.
     
Loading...

Share This Page