Insurance and Tyres !!!!!

[flatpackchicken]

Interesting info regarding tyres and insurance in France, but bet UK insurance will jump on the band wagon if you have an accident anywhere now !!!!

Snow tyre law could be used by French car insurers to refuse claims

Although drivers will not be fined for non-compliance until next year, insurers say they may be exempt from cover in the case of an accident

www.connexionfrance.com

 

[Ridgeway]

Here We don’t need any rules as the insurance just won’t pay out if you’re on summer tyres in winter weather, slip on some ice in early Nov and crash you’re car and it’s an expensive mistake to make, hence everyone uses 4 season and winter rubber.

 

[funflair]

If it's the law and you don't have them fitted then you have failed to keep your vehicle in a road legal condition so I think the insurers would be within their right to refuse a claim.

 

[Puddleduck]

We have "snow" tyres on our car all year round as they are better in mud than normal tyres. Lots of mud on the roads from the tractors around here.

 

[Odd-no-more]

I always fit all weather tyres, cost a bit more but much better on mud and grass as well as snow

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[gus-lopez]

the insurance can only refuse to pay out for your vehicle. They are legally liable for all third party claims regardless of what you are doing/whether you are legal.They may/probably will then come after you for what they had to pay out to the 3rd party.

 

[pappajohn]

the insurance can only refuse to pay out for your vehicle. They are legally liable for all third party claims regardless of what you are doing/whether you are legal.They may/probably will then come after you for what they had to pay out to the 3rd party.

I don't see how they can chase the driver
The insurers agreed to pay ligitamate 3rd party claims so to me they can't legally come after the insuree....it's a risk they undertook

 

[2x2camper]

...it's a risk they undertook

Based on you complying with the law.

 

[Abacist]

Here We don’t need any rules as the insurance just won’t pay out if you’re on summer tyres in winter weather, slip on some ice in early Nov and crash you’re car and it’s an expensive mistake to make, hence everyone uses 4 season and winter rubber.

Sorry but I am puzzled by this. I have never ever seen "Summer" tyres for sale though I have seen Winter tyres and tyres that perform well in the rain etc.

In the UK I am not aware of any prescriptive requirement as to tyres in winter or summer whereas in Alpine regions there is a requirement for tyres to bear the snowflake winter tyre emblem and to carry chains in the winter months.

Sorry just seen you are based in Switzerland - Duh!

 

[Ian Bosman]

Many parts where snow is the norm in winter have a requirement for snow tyres in certain periods of the year which makes sense to me but never seen any comments before about the insurance aspect. Note that if you travel to the areas covered at the time they are required you have to have them regrdless of nationality

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[Lenny HB]

Sorry but I am puzzled by this. I have never ever seen "Summer" tyres for sale though I have seen Winter tyres and tyres that perform well in the rain etc.

Look on any tyre sellers site they list summer, all season & winter tyres.

 

[Lynne Roy]

Can anyone recommend tyres with the snowflake that we could use all year please and travelling in heat as well as snow

 

[flatpackchicken]

Cross Climate tyres are good for both and have the snowflake and three peaks symbol too

 

[Lenny HB]

Can anyone recommend tyres with the snowflake that we could use all year please and travelling in heat as well as snow

Toyo Observe Van work well for us.

 

[Lynne Roy]

Toyo Observe Van work well for us.

are yours 15 or 16 inch Lenny, also we need up to 4.5 ton x

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[gus-lopez]

I have never ever seen "Summer" tyres for sale though

"summer" is the usual fall back tyre when you input dimensions with online suppliers. You have to input 'winter' or 'all seasons' usually yo change

 

[Lenny HB]

are yours 15 or 16 inch Lenny, also we need up to 4.5 ton x

16", I'm 4.5t, the 16" are 121 load rating.

 

[Lynne Roy]

16", I'm 4.5t, the 16" are 121 load rating.

thanks Lenny x

 

[EuroTrotters]

We have "snow" tyres on our car all year round as they are better in mud than normal tyres. Lots of mud on the roads from the tractors around here.

No such thing as snow tyres.

Summer tyres
All-season tyres
Winter tyres
Nordic tyres (studded).

Then there are of course those referred to as off-road and slicks !.

In the UK, back many years we referred to all-season as town and county .

I have written a lot about tyres on lots of sites. I’ve run small fleets for years . Every motorhome we have owned have been run on winter tyres.

Insurance companies. That’s another story

 

[Lynne Roy]

thanks Lenny x

Do you know where we could get some Lenny x

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[Lenny HB]

Do you know where we could get some Lenny x

A funster posted a couple of days ago they got them direct from Toyo for £120, I checked and Mytyres were £143. I got mine from Tyre Leader, but that was a couple of years ago.

 

[Puddleduck]

No such thing as snow tyres.

Summer tyres
All-season tyres
Winter tyres
Nordic tyres (studded).

Then there are of course those referred to as off-road and slicks !.

In the UK, back many years we referred to all-season as town and county .

I have written a lot about tyres on lots of sites. I’ve run small fleets for years . Every motorhome we have owned have been run on winter tyres.

Insurance companies. That’s another story

Winter tyres are referred to as "snow" tyres here. The ones on the car are marked "M&S" which my local garage refers to as "mud and snow".

 

[rb62]

Can anyone recommend tyres with the snowflake that we could use all year please and travelling in heat as well as snow

Very pleased with our Maxxis vansmart AS/AL2

 

[EuroTrotters]

Winter tyres are referred to as "snow" tyres here. The ones on the car are marked "M&S" which my local garage refers to as "mud and snow".

Winter Tyres, that are rated M+S as are many All-Season tyres.

Otherwise you would be referring to both Winter and All-Season Tyres as Snow Tyres.

 

[Tude]

I’ve just bought the Michelin cross climate camper tyres they have a 10 yrs life span load rating 118 they have the 3 peaks emblem there quieter on the road and not has harsh . Psi max 76 fabulous in this weather cost £200 each fitted

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[Lynne Roy]

A funster posted a couple of days ago they got them direct from Toyo for £120, I checked and Mytyres were £143. I got mine from Tyre Leader, but that was a couple of years ago.

Found some for £117 fitted, which is good price, but wondering about performance in snow, I know you always chase the sun Lenny, but wondered if you had experience of Toyo in the snow please x

 

[Lenny HB]

Found some for £117 fitted, which is good price, but wondering about performance in snow, I know you always chase the sun Lenny, but wondered if you had experience of Toyo in the snow please x

No experience in snow but very good in the wet.
That is a good price, who from?

 

[Wee Bold Davy]

We have "snow" tyres on our car all year round as they are better in mud than normal tyres. Lots of mud on the roads from the tractors around here.

I don't have 'snow' tyres but like you we're outnumbered by tractors, but the roads are always clear of mud till ..........
I wash the car

It's uncanny how often it happens

 

[Van Weasel]

Whilst we are on the subject has anyone had any experience of these type of tyres? I’m interested to know why they are like if you want to use them year round. I would expect them to perform well on grass and mud and icy wet surfaces but what about dry summer smooth roads, traction and noise levels? It’s a BF Goodrich all terrain tyre if the image doesn’t make it! Would be fitted to a Fiat Ducato 6.36m 3.5t converted van.

 

[denisejoe]

This time of year most tyre places will be able to get winter tyres

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