Insuance Confusion (1 Viewer)

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Bulawayo Lass

Free Member
Apr 29, 2014
255
323
Mud Island, nr Mudchester
Funster No
31,219
MH
C Class
Exp
long (with Brian) short (alone) medium (with Andy)
2 questions

Q1
When my insurance comes up l am thinking of going back to Caravan Guard instead of staying at Motorhome Facts insurance. went to them as they did work cover but l have never used CB for accomodation at work so it is extra wasted money.

What is the opinion of caravan guard are they good. We were with them but had never had to use them in anger. If l remember the no claims counts it doesnt at MFI

Q2
When you insure do you do it at what you bought the vehicle for or what you think it may be worth now or what?
 

Theonlysue

LIFE MEMBER
Sep 14, 2009
6,111
7,411
Essex
Funster No
8,456
MH
As Executive 50th an
Exp
Not long enough!
Am with comfort, as full timing.
You need to check the cover and that it meets your requirements.
Will it cover windscreen if A class?
Will it repatriate you and van back to UK if abroad?
Is there a weight limit?
If partner is on policy, they will be expected to drive if required.
Is your annual milage correct? I doubled mine to 8000 miles and it added £150 to the premium.
Honesty is always the best policy and I cover for replacement value of same age and condition vehicle.
 

motorhomer

Free Member
May 17, 2008
680
418
South Shropshire
Funster No
2,695
MH
Van Conversion
Exp
since 2005 (but 30 years caravanning)
Re q2 if its a new van you should insure it for the purchase price as some policies do a new replacement for 1 or 2 years. Otherwise the market value.

Don't know about caravan guard but comfort and safeguard are both good.
 
OP
OP
Bulawayo Lass

Bulawayo Lass

Free Member
Apr 29, 2014
255
323
Mud Island, nr Mudchester
Funster No
31,219
MH
C Class
Exp
long (with Brian) short (alone) medium (with Andy)
Many thanks will look into the questions l dont think l really went into loads of details just price

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