How much money do you need to go fulltiming? I work as an HGV driver have a morgage and a motorhme.The morgage will be paid when i am 65 six years to go. I dont wan't to work untill i am 65 but i suppose i will have to. I would pack it all in tommorow if i could afford to do it. But with no income how could I ? The wife is also of the same mind. Our kids are grown up and live there own lives and are not botherd about an inheritance my parents left me nothing so why should I leave my kids something?