Get Revolution they said (1 Viewer)

[PORKSTER]

It's good they said no fees they said blah blah blah.
Well thus far 1st transaction 35cent charge for $40 of gas 2nd transaction $5 charge for withdrawing $200 from Wells Fargo cashpoint.

 

[wigster]

Sorry to hear that i was having a good year so far , im sure you wont be penniless though , have a great time enjoy yourself

 

[PORKSTER]

Bloody phone revolut not revelution

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[Mickey1]

I tried it here in Thailand, cost 200 baht for ATM withdrawal =£4.50. I Don't think I shall bother with it again.
Mickey.

 

[PORKSTER]

Sorry to hear that i was having a good year so far , im sure you wont be penniless though , have a great time enjoy yourself

No I'll be Centless or Senseless or possibly both

 

[wigster]

Good man .

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[PORKSTER]

Must be ways round it different banking machines etc. My nephews are holding plenty of folding so when they make a large purchase Iam going to pay using card and they can give be the cash job done

 

[wigster]

Cant beat folding im old school .

 

[wigster]

As they say where you are , have a nice day im off to my pit happy new year.

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[Lenny HB]

In the sates banks always charge for ATM withdrawals doesn't matter what card. Normally only $3.

 

[PORKSTER]

May bring this home

 

[EX51SSS]

May bring this home

View attachment 139956

And you're concerned about being charged a few bucks?

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[PORKSTER]

And you're concerned about being charged a few bucks?

Every litle helps

 

[jollyrodger]

I have just a virtual Revalut ,not used it yet or applied for actual card (£5)
Reading all t&c's not impressed don't think I will be using it ,I'll stick with Clarity card for now .

 

[chaser]

I had all this last year deciding which card to have , havnt been to far away places, but went for Halifax clarity card, and used it in 5 European countries, didn't cost a penny , you have no faff filling it up as it's a credit card, don't have to pay it off for a month, worked everywhere, good conversion rate, all round winner, well satisfied

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[EX51SSS]

Definitely second @chaser. Halifax Clarity top card.
Yes, it will charge you if you withdraw cash as will any credit card but always top exchange rate, no commission and no fees except for above

 

[Khizzie]

Definitely second @chaser. Halifax Clarity top card.
Yes, it will charge you if you withdraw cash as will any credit card but always top exchange rate, no commission and no fees except for above

Revolut card Boo ! Halifax Clarity Card Yay ! Caxton Card Yay !! Lol happy new year.

 

[ivorantony]

I used the revolut card last year in Hong kong and New zealand and it worked very well, if you go to an ATM that wants to charge you just cancel the transaction and find one that doesn't,
if you have let your cash get so low and you are desperate then you are a hostage to fortune and will have to accept the charge,
coming back via Hawaii and san francisco most of the ATM wanted to charge a couple of dollars but if you took out $300 or more at a time then i didn't consider it expensive IMO

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[Snowbird]

Now who was it that was singing the praises of this card not so long ago . I did say the Nationwide was free, but I was told I didnt know what I was talking about . Some things take time to sink in .

 

[Bart]

Do you need to be a Halifax customer to get one of them Clarity cards??

 

[MR. FUSION]

Must be some armchair travellers here, who never actually use the card abroad!!!!!

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[chaser]

Do you need to be a Halifax customer to get one of them Clarity cards??

No.

 

[EX51SSS]

Do you need to be a Halifax customer to get one of them Clarity cards??

I have a Halifax Clarity card and I'm not and never have been a customer of Halifax.
However, when I spoke to them when applying for the card, I have to say that they were probably the best customer services I've spoken to. Very helpful and informative.
Simple answer @Bart, no.

 

[EX51SSS]

Must be some armchair travellers here, who never actually use the card abroad!!!!!

As regards to my Halifax Clarity card, that is the ONLY card I use abroad. No transaction charge, no commission and better exchange rate.

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[Khizzie]

I use both Caxton and Clarity card with absolutely no issues. A big thumbs up for the Clarity card as its got to be the best deal ever home or abroad..Roy

 

[Deleted member 29692]

I use both Caxton and Clarity card with absolutely no issues. A big thumbs up for the Clarity card as its got to be the best deal ever home or abroad..Roy

Have you used either in the USA Roy? That's where the OP has been using his card.

As has already been posted it's pretty much impossible to use an ATM there with any type of card without being charged.

Not sure how the Clarity card can be considered the "best" deal. It's fee free for transactions yes but you're charged interest immediately on withdrawing cash and the exchange rate is the MasterCard day rate which is quite a bit worse than the one used by Caxton which is worse again than Revolut.

 

[chaser]

As regards to my Halifax Clarity card, that is the ONLY card I use abroad. No transaction charge, no commission and better exchange rate.

Ditto

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[DiggerJon]

Probably against their t&cs but I've preloaded my Clarity card before travel and use it in ATMs without charge and at cracking exchange rates. Any surplus credit I use up when I get home. Never had a problem, brilliant card and service, highly recommended.

 

[Deleted member 29692]

I'll be sticking with Revolut. I've used it in several countries with no issues apart from one ATM fault in Italy (not their fault) which they sorted quickly and efficiently.

The fee 2% ATM fee is irrelevant - it's more than covered by the huge advantage of exchanging currency when the rate is good. Their rate is consistently better than anyone elses and being able to buy when you want absolutely mashes using a Sterling credit card and putting up with whatever ridiculous rate they use when processing the transaction.

 

[Deleted member 29692]

As regards to my Halifax Clarity card, that is the ONLY card I use abroad. No transaction charge, no commission and better exchange rate.

It's a worse rate than every currency card currently available.

On top of that you have to accept whatever the rate is when the transaction is processed rather than being able to exchange when you want to.

Example: The MasterCard Euro day rate for today is 1.1663 so if a transaction you made on your Clarity card was processed today that's the rate the would use. I still have Euros on my Revolut card that were purchased at 1.40 ish.

If we both made a purchase of €100 you would be paying £85.74 whereas I would be paying £71.42

Who's getting the better rate?

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